497 Narrows Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 497 Narrows Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,304 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2018)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	Dec 2018 Transfer Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8502-20-4653`

Property Details

APN / Parcel Number

Primary APN	`8502-20-4653`
Alternative APN	`180966`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	432 sqft
Patio Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	497 NARROWS RD
City	SAPPHIRE
State	NC
Zip	28774-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 60 UN 3 HOLLY FOREST
Legal Subdivision	HOLLY FOREST
Legal Lot Number	60
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2002
Census Tract	950900

Owner

497 Narrows Rd is owned by two individuals who acquired it in December 2018.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	359 THORNBERG DR, TALLAHASSEE, FL 32312-1522
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Book / Page	2214 / 984
Last Transfer Date	Dec 7, 2018
Transfer Doc	0022280959
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 12, 2018
Property Address	497 NARROWS RD, SAPPHIRE, NC 28774-7648
Document Number	0022280959
Book / Page	002228 / 000959
Instrument Date	Dec 1, 2018
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1411 AVONDALE WAY TALLAHASSEE FL 323178456, TALLAHASSEE, FL 32317-8456

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 20, 2018
Property Address	497 NARROWS RD, SAPPHIRE, NC 28774-7648
Document Number	0022160659
Book / Page	002216 / 000659
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 AVONDALE WAY TALLAHASSEE FL 323178456, TALLAHASSEE, FL 32317-8456

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 22, 2018
Property Address	497 NARROWS RD, SAPPHIRE, NC 28774-7648
Document Number	0022140984
Book / Page	002214 / 000984
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	359 THORNBERG DR TALLAHASSEE FL 323121522, TALLAHASSEE, FL 32312-1522

Tax Assessment & Valuation

The 2025 property tax bill for 497 Narrows Rd was $2,511.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,922 (-) Land $25,000 Building $635,922
2025	$2,511.00	$660,922 Land $25,000 Building $635,922
2023	$1,382.00	$363,910 Land $25,000 Building $338,910

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 497 Narrows Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Narrows Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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