497 Moore Rd, Hazel, KY 42049 Property Records

Calloway County property record for 497 Moore Rd, Hazel, KY 42049

Property Summary

Property Type	Single Family Home
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Dec 2022)
Tax Bill	$88 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-0-0024-E`

Property Details

APN / Parcel Number

Primary APN	`036-0-0024-E`
Alternative APNs	`108273` `96244`

Exterior

Lot Area	61,855 sqft (1.42 acres)

Location & Zoning

Account Number	108273
Street Address	497 MOORE RD
City	HAZEL
State	KY
Zip	42049-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	497 MOORE RD
Jurisdiction	CALLOWAY KY
Township / Civil Division	HAZEL-LYNN GROVE
Census Block Group	3
Census Block	3029
Census Tract	10700

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	497 MOORE RD, HAZEL, KY 42049-8869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jan 3, 2023	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Jan 31, 2024	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Feb 6, 2025	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Dec 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	662530
Deed Book / Page	1397 / 681
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	497 MOORE RD, HAZEL, KY 42049-8869
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 MOORE RD, HAZEL, KY 42049-8869

Mortgage

Document Number	001529/186
Date	Jan 15, 2026
Book Page	1529/186
Instrument	724082

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	721 S 12TH ST, MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	497 MOORE RD, HAZEL, KY 42049-8869
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001401/173
Date	Jan 3, 2023
Book Page	1401/173
Instrument	664377

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 23, 2023

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	497 MOORE RD, HAZEL, KY 42049-8869
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001445/3
Date	Jan 31, 2024
Book Page	1445/3
Instrument	687664

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	2425 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 11, 2025

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	497 MOORE RD, HAZEL, KY 42049-8869
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 MOORE RD, HAZEL, KY 42049-8869

Mortgage

Document Number	001486/630
Date	Feb 6, 2025
Book Page	1486/630
Instrument	693562

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	2425 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	6 Months
Min Rate At Change	7%
Max Rate At Change	9.25%
Max Rate	13.2%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Dec 1, 2022
Property Address	497 MOORE RD, HAZEL, KY 42049-8869
Document Number	001397/681
Book / Page	1397 / 681
Map Reference	MB 12 PG 74
Instrument Date	Nov 30, 2022
Instrument	662530
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	779 ELM GROVE RD, ALMO, KY 42020-9145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 STATE LINE RD W, HAZEL, KY 42049-9009

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$88.00	$10,000	$10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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