497 Memory Ln, Wooster, OH 44691 Property Records

Wayne County property record for 497 Memory Ln, Wooster, OH 44691

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft · built 1990
Lot Size	0.201 acres (8,751 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2023)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-02623-058`

Property Details

APN / Parcel Number

Primary APN	`68-02623-058`
Alternative APN	`4615-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	339 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	4615-2
Street Address	497 MEMORY LN
City	WOOSTER
State	OH
Zip	44691-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6651 MEADOWS PHASE III A .201A 70' MP 141 CD 2207
Legal Subdivision	MEADOW
Legal Lot Number	6651
Jurisdiction	WAYNE OH
Township / Civil Division	WOOSTER
Census Block Group	1
Census Block	1007
Census Tract	200

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 MEMORY LN, WOOSTER, OH 44691-5200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit WAYNE SAVINGS COMMUNITY BANK
Jul 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	20239886
Deed Book / Page	958 / 1484
Last Transfer Date	Oct 15, 2024
Transfer Doc	0000009761
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Oct 27, 2023
Property Address	497 MEMORY LN, WOOSTER, OH 44691-5200
Document Number	0000009886
Book / Page	958 / 1484
Map Reference	VOL 19 PG 9
Instrument Date	Oct 23, 2023
Instrument	202300009886
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 MEMORY LN, WOOSTER, OH 44691-5200

Mortgage

Document Number	0000009887
Date	Oct 27, 2023
Instrument	202300009887

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	497 MEMORY LN, WOOSTER, OH 44691-5200
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006012
Date	Jun 5, 2018
Book Page	885/1945
Instrument	201800006012

Lender

Name	WAYNE SAVINGS COMMUNITY BANK
Type	Bank
Address	RITTMAN, OH 44270

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE OH
Recording Date	Jul 19, 2018
Property Address	497 MEMORY LN, WOOSTER, OH 44691-5200
Document Number	0000007648
Book / Page	000886 / 004929
Instrument Date	Jul 11, 2018
Instrument	7648
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 MEMORY LN WOOSTER OH 446915200, WOOSTER, OH 44691-5200

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
Municipality	Wooster City
Unified School District	Wooster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (-1.14%)	$94,850 (-) Land $13,180 Building $81,670	$271,010 (-) Land $37,670 Building $233,340
2024	$3,933.00 (+0.05%) Homeowner's exemption	$94,850 (-) Land $13,180 Building $81,670	$271,010 (-) Land $37,670 Building $233,340
2023	$3,931.00 (+3.47%) Homeowner's exemption	$94,850 (+3%) Land $13,180 Building $81,670	$271,010 (+3%) Land $37,670 Building $233,340
2022	$3,799.00 Homeowner's exemption	$72,960 Land $10,140 Building $62,820
2020			$208,470 Land $28,980 Building $179,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOOSTER CITY PWS serves 26,618 people · EPA ID OH8504512
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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