Middlesex County and Acton Town property record for 497 Main St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,335 sqft · built 1836 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $509,000 (Oct 2017) |
| Tax Bill | $11,506 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F3A B:0031 L:0000 |
| Primary APN | ACTO M:00F3A B:0031 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 3,285 sqft |
| Year Built | Built 1836 |
|---|---|
| Effective Year Built | Effective 1836 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 497 MAIN ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 31 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F3A B:0031 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 MAIN ST, ACTON, MA 01720-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK |
| Oct 30, 2017 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | Mar 23, 2012 · Amount on Record |
| Deed Book / Page | 70153 / 544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 497 MAIN ST, ACTON, MA 01720-3937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76374-35 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 76374/35 |
| Instrument | 233195 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 01, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 30, 2017 |
| Property Address | 497 MAIN ST, ACTON, MA 01720-3937 |
| Document Number | 70153-544 |
| Book / Page | 70153 / 544 |
| Instrument | 175949 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.28 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 MAIN ST, ACTON, MA 01720-3937 |
| Document Number | 701530547 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 70153/0547 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,506.00 (+2.88%) | $670,900 (-) Land $333,000 Building $337,900 | $800,565 (-0.05%) |
| 2024 | $11,184.00 (+1.37%) | $670,900 (+6.78%) Land $333,000 Building $337,900 | $800,945 |
| 2023 | $11,033.00 | $628,300 Land $302,700 Building $325,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1978–1981) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1981, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Acton Centre Historic District listed 1983 · 38 contributing resources · NRIS 83000780 |
|---|---|
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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