497 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 497 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,447 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$167,700 (2013)
Tax Bill	$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-1220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,447 sqft Living Area
Gross Area	1,849 sqft Gross Area
1st Floor	1,447 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	402 sqft Garage
Patio Area	80 sqft Patio
Porch Area	49 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	497 MACKENZIE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3436
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	44/62-65 MEADOWS AT ST JOHNS PHASE 2 LOT 122 OR3826/515
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 2
Legal Phase	2
Legal Block	4
Legal Lot Number	122
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-1220

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	497 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2013 · Amount on Record
Deed Sale	Dec 18, 2013 · Amount on Record
Prior Sale	Mar 11, 2003 · Amount on Record
Deed Doc Number	201381504
Deed Book / Page	3826 / 515
Record Refreshed	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	497 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Document Number	0051290226
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 06, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 MACKENZIE CIR ST AUGUSTINE FL 320923436, ST AUGUSTINE, FL 32092-3436

Mortgage

Document Number	0051290226
Date	Dec 18, 2020
Book Page	005129/000226
Instrument	115936

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2045

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,335 (+2.7%)	$267,469 (-2.64%) Land $70,000 Building $197,469
2025	$334.00 (-80.59%) Disabled Person's exemption Veteran's exemption	$160,988 (+2.9%)	$274,715 (-3.76%) Land $70,000 Building $204,715
2024	$1,721.00 (+2.32%) Homeowner's exemption	$156,451 (+3%)	$285,448 (-4.95%) Land $80,000 Building $205,448
2023	$1,682.00 (+3.83%) Homeowner's exemption	$151,894 (+3%)	$300,313 (+7.62%) Land $82,790 Building $217,523
2022	$1,620.00 Homeowner's exemption	$147,470	$279,062 Land $73,920 Building $205,142

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.