Bergen County and Garfield City property record for 497 Macarthur Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,838 sqft · built 1956 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2015) |
| Tax Bill | $11,115 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00216-04-00001 |
| Primary APN | 21-00216-04-00001 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 006177 |
|---|---|
| Street Address | 497 MACARTHUR AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5000 SF |
| Legal Subdivision | CITY/GARFIELD |
| Legal Block | 216 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21400 |
497 Macarthur Ave is owned and occupied by two individuals who acquired it in January 2016.
Source: Bergen County and Garfield City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 MACARTHUR AVE, GARFIELD, NJ 07026-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Feb 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2015 · Amount on File |
| Deed Sale | Jun 3, 2015 · Amount on File |
| Prior Sale | Dec 27, 2006 · Amount on File |
| Deed Document Number | 201539755 |
| Deed Book / Page | 1954 / 1377 |
| Last Transfer Date | Jan 25, 2016 |
| Transfer Doc | 0021742309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 497 MACARTHUR AVE, GARFIELD, NJ 07026-1023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056910800 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 5691/800 |
| Instrument | 2025091271 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 497 MACARTHUR AVE, GARFIELD, NJ 07026-1023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035230186 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 3523/186 |
| Instrument | 2020023822 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 497 MACARTHUR AVE, GARFIELD, NJ 07026-1023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0038491426 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 3849/1426 |
| Instrument | 20-128418 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 497 MACARTHUR AVE, GARFIELD, NJ 07026-1023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044031798 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 4403/1798 |
| Instrument | 2021153542 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 497 Macarthur Ave was $11,115, up 4.2% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,500 (-) Land $125,000 Building $194,500 | $319,500 (-) Land $125,000 Building $194,500 | |
| 2025 | $11,115.00 (+4.25%) | $319,500 Land $125,000 Building $194,500 | $319,500 Land $125,000 Building $194,500 |
| 2024 | $10,662.00 | ||
| 2023 | $319,500 Land $125,000 Building $194,500 | $319,500 Land $125,000 Building $194,500 | |
| 2022 | $9,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Macarthur Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 497 Macarthur Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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