497 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 497 Lower St, Turner, ME 04282

Property Summary

Property Type	Single Family Home
Details	1,244 sqft · built 1967
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$367,100 (Feb 2024)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`TURN M:041 L:031`

Property Details

APN / Parcel Number

Primary APN	`TURN M:041 L:031`
Alternative APNs	`M:041 L:031` `1807`

Interior

Stories	2 Stories
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Account Number	1807
Street Address	497 LOWER ST
City	TURNER
State	ME
Zip	04282-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5B
Legal Lot Number	31
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3007
Census Tract	42000

Owner

497 Lower St is owned and occupied by two individuals who bought it in February 2024.

Source: Androscoggin County and Turner Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	497 LOWER ST, TURNER, ME 04282-3906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Nov 7, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Deed Document Number	20242613
Deed Book / Page	11527 / 214
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Feb 22, 2024
Property Address	497 LOWER ST, TURNER, ME 04282-3906
Document Number	0115270214
Book / Page	11527 / 214
Instrument Date	Feb 21, 2024
Instrument	2613
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 PINE SHORE DR, HARTFORD, ME 04220-5236

Mortgage

Document Number	0000002614
Date	Feb 22, 2024
Instrument	2614

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Nov 7, 2018
Property Address	497 LOWER ST, TURNER, ME 04282-3906
Document Number	0099690210
Book / Page	009969 / 000210
Instrument Date	Oct 31, 2018
Instrument	19865
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 LOWER ST TURNER ME 042823906, TURNER, ME 04282-3906

Tax Assessment & Valuation

The 2025 property tax bill for 497 Lower St was $3,087, up 6.7% from the year before.

Source: Androscoggin County and Turner Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,087.00 (+6.67%)	$227,000 (-) Land $65,000 Building $162,000
2024	$2,894.00 (+1.58%)	$227,000 (-) Land $65,000 Building $162,000
2023	$2,849.00	$227,000 Land $65,000 Building $162,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 497 Lower St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Lower St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower St

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