Clarke County property record for 497 Locke's Mill Rd, Berryville, VA 22611
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,181 sqft · built 1875 |
| Lot Size | 23.3 acres (1,017,997 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,379 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-A-38A |
| Primary APN | 23-A-38A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,181 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,017,997 sqft (23.3 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 350 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5184 |
|---|---|
| Street Address | 497 LOCKES MILL RD |
| City | BERRYVILLE |
| State | VA |
| Zip | 22611-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AOC |
| Legal Description | ON RT 618 VOF 23.37 ACRES |
| Jurisdiction | CLARKE VA |
| Township / Civil Division | MILLWOOD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chapel Rural Historic District listed 2014 · 688 contributing resources · NRIS 14000010 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
497 Locke's Mill Rd is owned and occupied by an individual who acquired it in November 2025.
Source: Clarke County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 LOCKES MILL RD, BERRYVILLE, VA 22611-3842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Nov 10, 2025 | Gift Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 18, 2021 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 |
| Deed Sale | Nov 10, 2025 |
| Prior Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 20251513 |
| Deed Book / Page | 737 / 829 |
| Prior Transfer Date | Oct 2, 2025 |
| Prior Transfer Doc | 000737/834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CLARKE VA |
| Recording Date | Nov 10, 2025 |
| Property Address | 497 LOCKES MILL RD, BERRYVILLE, VA 22611-3842 |
| Document Number | 000737/829 |
| Book / Page | 737 / 829 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 25-1513 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 497 LOCKES MILL RD, BERRYVILLE, VA 22611-3842 |
| Name | Verified Name |
|---|---|
| Address | 497 LOCKES MILL RD, BERRYVILLE, VA 22611-3842 |
| Document Number | 0000251514 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 25-1514 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARKE VA |
| Recording Date | May 18, 2021 |
| Property Address | 497 LOCKES MILL RD, BERRYVILLE, VA 22611-3842 |
| Document Number | 680/383 |
| Book / Page | 680 / 383 |
| Map Reference | DD 170 PG 586 |
| Instrument Date | May 17, 2021 |
| Instrument | 21-1547 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 497 LOCKES MILL RD, BERRYVILLE, VA 22611-3842 |
| Document Number | 211548680379 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 21-1548680379 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 497 Locke's Mill Rd was $4,379, up 5.5% from the year before.
Source: Clarke County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Clarke County |
| Unified School District | Clarke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,379.00 (+5.54%) | $920,000 (-) Land $149,000 Building $771,000 | |
| 2025 | $4,149.00 | $920,000 Land $149,000 Building $771,000 | $920,000 (-) Land $149,000 Building $771,000 |
| 2024 | $920,000 (+49.45%) Land $149,000 Building $771,000 | ||
| 2023 | $615,600 Land $125,000 Building $490,600 | $615,600 Land $125,000 Building $490,600 | |
| 2022 | $3,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Locke's Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Locke's Mill Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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