497 Latane Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 497 Latane Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2019)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10B-7-O-14`

Property Details

APN / Parcel Number

Primary APN	`10B-7-O-14`
Alternative APN	`13249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle

Exterior Amenities

Porch	Open Porch
Deck Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13249
Old Parcel Number	10B-7-O-14
Street Address	497 LATANE DR
City	COLONIAL BEACH
State	VA
Zip	22443-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	EBB TIDE BEACH LOT 14 BK O SEC GDB 917 PG 746 R/S
Legal Subdivision	EBB TIDE BEACH
Legal Block	O
Legal Lot Number	14
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3008
Census Tract	10300

Owner

Source: Westmoreland County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	497 LATANE DR, COLONIAL BEACH, VA 22443-5070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 12, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage OLD LINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	0009170746
Last Transfer Date	Jul 12, 2024
Transfer Doc	0009810635
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	497 LATANE DR, COLONIAL BEACH, VA 22443-5070
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009421499
Date	Apr 15, 2021
Instrument	09421499

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 12, 2024
Property Address	497 LATANE DR, COLONIAL BEACH, VA 22443-5070
Document Number	0009810635
Instrument Date	Aug 15, 2023
Instrument	09810635
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 LATANE DR, COLONIAL BEACH, VA 22443-5070

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 18, 2019
Property Address	497 LATANE DR, COLONIAL BEACH, VA 22443-5070
Document Number	0009170746
Instrument Date	Mar 11, 2019
Instrument	09170746
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 LATANE DR, COLONIAL BEACH, VA 22443-5070

Mortgage

Document Number	0009170749
Date	Mar 18, 2019
Instrument	09170749

Lender

Name	OLD LINE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (+9.68%)	$205,100 (-) Land $18,500 Building $186,600	$205,100 (-) Land $18,500 Building $186,600
2023	$1,271.00	$205,100 Land $18,500 Building $186,600	$205,100 Land $18,500 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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