Cabarrus County property record for 497 Kidd Ct NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 2007 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,437 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 87 8035 |
| Primary APN | 5621 87 8035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,426 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 202 ft deep x 85 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,100 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 408 sqft |
| Storage Building | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 125856 |
|---|---|
| Street Address | 497 KIDD CT NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | WEST SIDE KIDD CT |
| Legal Subdivision | KIDD COURT |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 42401 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2018 |
| Transfer Doc | 0000131751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Document Number | 0016573296 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 16573/296 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 5-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001592474 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 15924/74 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1474228 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 14742/28 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CORONA, CA 92882 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 14382233 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 14382/233 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 7, 2018 |
| Property Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Document Number | 131751 |
| Book / Page | 013175 / 000001 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 22516 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 KIDD CT NE CONCORD NC 280252519, CONCORD, NC 28025-2519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 497 KIDD CT NE, CONCORD, NC 28025-2519 |
| Document Number | 1316186 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 497 KIDD CT NE CONCORD NC 280252519, CONCORD, NC 28025-2519 |
| Document Number | 1316186 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 013161/000086 |
| Instrument | 21705 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,400 (-) Land $65,000 Building $276,400 | ||
| 2025 | $341,400 (+70.94%) Land $65,000 Building $276,400 | ||
| 2024 | $341,400 (+70.94%) Land $65,000 Building $276,400 | ||
| 2023 | $2,437.00 | $199,720 Land $42,000 Building $157,720 | $199,720 Land $42,000 Building $157,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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