497 Hooker Rd, Manchester, KY 40962 Property Records

Clay County property record for 497 Hooker Rd, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1991
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2026)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2023 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`052-00-00-011.00`

Property Details

APN / Parcel Number

Primary APN	`052-00-00-011.00`
Alternative APNs	`122362` `11763`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Porch	Slab
Porch Area	133 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	11763
Street Address	497 HOOKER RD
City	MANCHESTER
State	KY
Zip	40962-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.870 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	2
Census Block	2063
Census Tract	950202

Owner

Source: Clay County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	67 MOSKALUK RD, BERWICK, PA 18603-6421
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I
Sep 5, 2023	Divorce Transfer, Transfer
Dec 29, 2015	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	20261702572
Deed Book / Page	355 / 91
Prior Transfer Date	Aug 23, 2023
Prior Transfer Doc	000344/544
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Mar 31, 2026
Property Address	497 HOOKER RD, MANCHESTER, KY 40962-8204
Document Number	0000355/91
Book / Page	355 / 91
Instrument Date	Mar 20, 2026
Instrument	1702572
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 HOOKER RD, MANCHESTER, KY 40962-8204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 HOOKER RD, MANCHESTER, KY 40962-8204
Mail Care Of	MARY KNECHT

September 2023: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	CLAY KY
Recording Date	Sep 5, 2023
Property Address	497 HOOKER RD, MANCHESTER, KY 40962-8204
Document Number	000344/544
Book / Page	344 / 544
Instrument Date	Aug 23, 2023
Instrument	1682227
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3017 BEECH CREEK RD, MANCHESTER, KY 40962-6171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 HOOKER RD, MANCHESTER, KY 40962-8204

December 2015: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CLAY KY
Recording Date	Dec 29, 2015
Property Address	497 HOOKER RD, MANCHESTER, KY 40962-8204
Document Number	DEED314/696
Book / Page	DEED 314 / 696
Instrument Date	Dec 24, 2015
Instrument	126099
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2270 HOOKER RD, MANCHESTER, KY 40962-8133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 RUT HILL RD, MCKEE, KY 40447-7381

Mortgage

Document Number	0000126100
Date	Dec 29, 2015
Instrument	126100

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 24, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+32.9%)	$85,000 (+32.81%)	$85,000 (+32.81%)
2023	$763.00	$64,000	$64,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 89% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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