497 Hickory Dr, Ozark, MO 65721 Property Records

Christian County property record for 497 Hickory Dr, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 2017
Lot Size	14.5 acres (631,620 sqft)
Owner	2 Individual Names on File
Last Sale	$263,700 (Nov 2017)
Tax Bill	$1,582 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-0.1-11-1-2-3`

Property Details

APN / Parcel Number

Primary APN	`19-0.1-11-1-2-3`
Alternative APN	`19-0.1-11-001-002-003.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	631,620 sqft (14.5 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	497 HICKORY DR
City	OZARK
State	MO
Zip	65721-7850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINLEY RIVER ESTATES 2 BEG NEC NW NE, W 550, SE 1050, E 15N 1000 TO POB, ALSO 6.2 AC W SIDE NE4 NNE4.
Legal Range	22W
Legal Township	26N
Legal Section	11
Legal Subdivision	FINLEY RIVER
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1009
Census Tract	20501

Owner

497 Hickory Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	497 HICKORY DR, OZARK, MO 65721-7850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Nov 9, 2017	Corporation Deed, Subdivision Related Transfer · FHA Mortgage EQUITABLE MORTGAGE CORP
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Mar 29, 2017
Deed Document Number	201714888
Deed Book / Page	2017 / 14734
Prior Transfer Date	Jul 26, 2013
Prior Transfer Doc	0201310528
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	497 HICKORY DR, OZARK, MO 65721-7850
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 HICKORY DR, OZARK, MO 65721-7850

Mortgage

Document Number	0202205658
Date	Apr 18, 2022
Book Page	2022/5658
Instrument	2022L05714

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	497 HICKORY DR, OZARK, MO 65721-7850
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711937
Date	Sep 13, 2017
Book Page	2017/11937
Instrument	2017L12064

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	497 HICKORY DR, OZARK, MO 65721-7850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201908821
Date	Jul 16, 2019
Book Page	2019/08821
Instrument	2019L08910

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 9, 2017
Property Address	497 HICKORY DR, OZARK, MO 65721-7850
Document Number	0201714734
Book / Page	2017 / 14734
Instrument Date	Nov 6, 2017
Instrument	2017L14888
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 HICKALAY DR, OZARK, MO 65721

Mortgage

Document Number	2017L14889
Date	Nov 9, 2017
Instrument	2017L14889

Lender

Name	EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 29, 2017
Property Address	497 HICKORY DR, OZARK, MO 65721-7850
Document Number	0201703687
Book / Page	002017 / 003687
Instrument Date	Mar 28, 2017
Instrument	3722
Transaction Type	Transfer
Record Updated	Jun 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	887 S MAIN ST NIXA MO 65714, NIXA, MO 65714

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 29, 2017
Property Address	497 HICKORY DR, OZARK, MO 65721-7850
Document Number	0201703688
Book / Page	002017 / 003688
Instrument Date	Mar 28, 2017
Instrument	3723
Transaction Type	Transfer
Record Updated	Jun 25, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1673 TIMBER LAKE DR NIXA MO 657148393, NIXA, MO 65714-8393

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,870	$178,700 Land $21,100 Building $157,600
2024	$1,582.00
2023		$31,750	$167,500 Land $21,100 Building $146,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 497 Hickory Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Hickory Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES BILYEU RIDGE private · serves 135 people · EPA ID MO5036027
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Wisper ISP.

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