497 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 497 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,316 sqft · built 1955
Lot Size	0.564 acres (24,568 sqft)
Owner	2 Individual Names on File
Last Sale	$643,000 (Sep 2014)
Tax Bill	$11,266 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Mortgage
APN	`05-00062-02-00019`

Property Details

APN / Parcel Number

Primary APN	`05-00062-02-00019`
Alternative APNs	`0500062000200019` `3644`

Interior

Stories	2 Stories
Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	24,568 sqft (0.564 acres)

Location & Zoning

Account Number	3644
Street Address	497 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM RDG SEC 1
Legal Block	62.2
Legal Lot Number	19
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1012
Census Tract	44000

Owner

497 Fairmount Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	497 FAIRMOUNT AVE, CHATHAM, NJ 07928-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 23, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2014 · Amount on File
Deed Sale	Sep 16, 2014 · Amount on File
Prior Sale	Jul 12, 1996
Deed Document Number	201449155
Deed Book / Page	22592 / 991
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	497 FAIRMOUNT AVE, CHATHAM, NJ 07928-1370
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242861688
Date	Dec 8, 2021
Book Page	24286/1688
Instrument	2021098635

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	497 FAIRMOUNT AVE, CHATHAM, NJ 07928-1370
Document Number	0235131889
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	497 FAIRMOUNT AVE CHATHAM NJ 079281370, CHATHAM, NJ 07928-1370

Mortgage

Document Number	0235131889
Date	Apr 2, 2019
Book Page	023513/001889
Instrument	15536

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28225

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,400 (-) Land $455,800 Building $110,600	$566,400 (-) Land $455,800 Building $110,600
2025		$566,400 Land $455,800 Building $110,600	$566,400 Land $455,800 Building $110,600
2024	$11,266.00
2023		$566,400 Land $455,800 Building $110,600	$566,400 Land $455,800 Building $110,600
2022	$11,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 497 Fairmount Ave; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Fairmount Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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