Pontotoc County property record for 497 Evans Dr, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,236 sqft · built 2021 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-34-000-007.20 |
| Primary APN | 098-34-000-007.20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23109 |
|---|---|
| Street Address | 497 EVANS DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-6106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.05 AC SE1/4 SE1/4 LOT 16 REEDER HILL LAKE SD 20155201 10/20/15 671 1528 |
| Legal Lot Number | 16 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950102 |
497 Evans Dr is owned and occupied by an individual.
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 EVANS DR, PONTOTOC, MS 38863-6106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 497 EVANS DR, PONTOTOC, MS 38863-6106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4453 BOONE MANOR DR, MEMPHIS, TN 38125-3243 |
| Document Number | 2019004171 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019004171 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Oct 22, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 497 EVANS DR, PONTOTOC, MS 38863-6106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4453 BOONE MANOR DR, MEMPHIS, TN 38125-3243 |
| Document Number | 2021000940 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021000940 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 497 Evans Dr was $2,556 with exemptions applied.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,556.00 Homeowner's exemption Senior Citizen's exemption | $19,999 | $199,986 Land $9,975 Building $190,011 |
| 2023 | $2,556.00 | $19,999 | $199,986 Land $9,975 Building $190,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Evans Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Evans Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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