497 Estrella Dr, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 497 Estrella Dr, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1975
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Oct 2021)
Tax Bill	$16,160 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-083-21`

Property Details

APN / Parcel Number

Primary APN	`021-083-21`
Alternative APN	`021-083-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,534 sqft Living Area
Gross Area	2,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	425 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	497 ESTRELLA DR
City	SCOTTS VALLEY
State	CA
Zip	95066-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 291 LOT 172
Legal Subdivision	PASATIEMPO PINES TR #291
Legal Tract	291
Legal Lot Number	172
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1012
Census Tract	120800

Owner

497 Estrella Dr is owned and occupied by an individual who bought it in October 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIBANK NA
Oct 13, 2021	Grant Deed, Transfer · Conventional Mortgage FUNDLOANS CAPITAL
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Jul 8, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jun 5, 1997
Deed Document Number	202151639
Prior Transfer Date	May 19, 1996
Prior Transfer Doc	0000059982
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416

Mortgage

Document Number	0000038146
Date	Sep 24, 2020
Instrument	2020-0038146

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	30 Months
Due	Mar 23, 2023

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 13, 2021
Property Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416
Document Number	0000051639
Map Reference	VOL 40 PG 1
Instrument Date	Sep 29, 2021
Instrument	2021-0051639
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416

Mortgage

Document Number	0000051640
Date	Oct 13, 2021
Instrument	2021-0051640

Lender

Name	FUNDLOANS CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 7, 2020
Property Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416
Document Number	0000024410
Map Reference	VOL 40 PG 1
Instrument Date	Jun 29, 2020
Instrument	2020-0024410
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416

Mortgage

Document Number	0000024411
Date	Jul 7, 2020
Instrument	2020-0024411

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2060

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.37%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 8, 2020
Property Address	497 ESTRELLA DR, SCOTTS VALLEY, CA 95066-4416
Document Number	0000024501
Instrument Date	Jun 29, 2020
Instrument	24501
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	497 ESTRELLA DR SCOTTS VALLEY CA 950664416, SCOTTS VALLEY, CA 95066-4416

Tax Assessment & Valuation

The 2025 property tax bill for 497 Estrella Dr was $16,160.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,353,040 (+2%) Land $1,014,780 Building $338,260
2025	$16,160.00	$1,326,511 Land $994,883 Building $331,628
2023	$14,897.00 (+1.87%)	$1,275,000 Land $956,250 Building $318,750	$1,204,200
2022	$14,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 Estrella Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Estrella Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Verizon.

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