Grundy County property record for 497 Edgewater Dr, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Details | 3,942 sqft · built 2006 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jul 2023) |
| Tax Bill | $17,629 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-328-013 |
| Primary APN | 05-05-328-013 |
|---|
| Building Area | 3,942 sqft Total Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Street Address | 497 EDGEWATER DR |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODED LAKE 1ST SUB LT 19 SEC 5-33-7 |
| Legal Range | 07W |
| Legal Township | 33N |
| Legal Section | 05 |
| Legal Subdivision | WOODED LAKE FIRST SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | ERIENNA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 400 |
Source: Grundy County records · APN 05-05-328-013
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 EDGEWATER DR, MORRIS, IL 60450-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAN COMMERICAL BANK & TRT |
| Jul 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN COMMERICAL BANK & TRT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2023 · Amount on Record |
| Deed Sale | Jul 05, 2023 · Amount on Record |
| Deed Document Number | 2023620267 |
| Prior Transfer Date | Dec 19, 2012 |
| Prior Transfer Doc | 0000534704 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 497 EDGEWATER DR, MORRIS, IL 60450-8857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000620269 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 620269 |
| Name | AMERICAN COMMERICAL BANK & TRT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jul 05, 2023 |
| Property Address | 497 EDGEWATER DR, MORRIS, IL 60450-8857 |
| Document Number | 0000620267 |
| Map Reference | DOC 434926 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 620267 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 EDGEWATER DR, MORRIS, IL 60450-8857 |
| Document Number | 0000620268 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 620268 |
| Name | AMERICAN COMMERICAL BANK & TRT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Erienna Township |
| Municipality | Morris City |
| Elementary School District | Morris School District 54 (PK - 08) |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,629.00 (+28.06%) | $211,146 (+23.57%) Land $36,952 Building $174,194 | $633,438 (+23.57%) Land $110,856 Building $522,582 |
| 2022 | $13,766.00 Homeowner's exemption | $170,873 Land $29,904 Building $140,969 | $512,619 Land $89,712 Building $422,907 |
Source: FEMA National Flood Hazard Layer, Grundy County (17063C), as of September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630004002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2013) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0630600, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRIS serves 14,775 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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