497 E Stutler Rd, Spokane, WA 99224 Property Records

Spokane County property record for 497 E Stutler Rd, Spokane, WA 99224 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (May 2026)
Tax Bill	$4,809 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33082.9044`

Property Details

APN / Parcel Number

Primary APN	`33082.9044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	351 sqft
Deck Area	160 sqft
Patio Area	351 sqft
Canopy	351 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	497 E STUTLER RD
City	SPOKANE
State	WA
Zip	99224-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN NW1/4 8-23-43 DAF: BEG W 1/4 COR SD SEC 8 TH S88DEG55MIN26SECE 382 TH S88DEG55MIN26SECE 606.31 TO TPOB TH S88DEG55MIN26SECE 853.98 TH N01DEG04MIN34SECE 118.45 TO CUR TO L THRU CEN ANG 23DEG00MIN00SEC 192.68 CHRD BEARING OF N10DEG25MIN26SECW 191.3
Legal Range	43
Legal Township	23
Legal Section	08
Jurisdiction	SPOKANE WA
Township / Civil Division	AMBER-CHENEY SOUTH
Census Block Group	1
Census Block	1003
Census Tract	14200

Owner

Source: Spokane County records · APN 33082.9044

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	497 E STUTLER RD, SPOKANE, WA 99224-2141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Dec 03, 2021	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 28, 2017	Warranty Deed, Transfer · Conventional with PMI SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Dec 03, 2021 · Amount on Record
Deed Document Number	20267490478
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	497 E STUTLER RD, SPOKANE, WA 99224-2141
Transaction Type	Mortgage
Record Updated	Jun 01, 2026
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 E STUTLER RD, SPOKANE, WA 99224-2141

Mortgage

Document Number	0007302925
Date	Aug 18, 2023
Instrument	7302925

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 21, 2026
Property Address	497 E STUTLER RD, SPOKANE, WA 99224-2141
Document Number	0007490478
Instrument Date	May 20, 2026
Instrument	20267490478
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 E STUTLER RD, SPOKANE, WA 99224-2141

Mortgage

Document Number	0007490478,
Date	May 21, 2026
Instrument	20267490478

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 03, 2021
Property Address	497 E STUTLER RD, SPOKANE, WA 99224-2141
Document Number	0007157224
Instrument Date	Nov 29, 2021
Instrument	7157224
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,802.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30044, SPOKANE, WA 99223-3000

Mortgage

Document Number	0007157225
Date	Dec 03, 2021
Instrument	7157225

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	205 E STUTLER RD, SPOKANE, WA 99224-9445
Document Number	0006936071
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 E STUTLER RD SPOKANE WA 992249445, SPOKANE, WA 99224-9445

Mortgage

Document Number	0006936071
Date	Jun 29, 2020
Instrument	6936071

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 28, 2017
Property Address	205 E STUTLER RD, SPOKANE, WA 99224-9445
Document Number	0006598888
Instrument Date	Apr 26, 2017
Instrument	6598888
Transaction Type	Transfer
Record Updated	May 03, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,457.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 E STUTLER RD SPOKANE WA 992249445, SPOKANE, WA 99224-9445

Mortgage

Document Number	6598889
Date	Apr 28, 2017
Instrument	6598889

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Liberty School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,809.00 (+3.75%)	$584,900 (+0.98%) Land $213,500 Building $371,400	$584,900 (+0.98%) Land $213,500 Building $371,400
2025	$4,635.00 (-1.36%)
2024		$579,250 (+29.59%) Land $159,250 Building $420,000	$579,250 (+29.59%) Land $159,250 Building $420,000
2023	$4,699.00 (+4.4%)	$447,000 Land $122,500 Building $324,500	$447,000 Land $122,500 Building $324,500
2022	$4,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630142001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022, rainfall accumulation

Wildfire

Wildfire Risk	High above 74% of the US · above 50% of Washington
Wildfire Likelihood	About 1 in 248 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Newmax	Fixed Wireless (licensed-by-rule)	100 / 20
Northwest Fiber	Fixed Wireless (licensed-by-rule)	50 / 10

May also be available at this address: T-Mobile USA, Wired or Wireless, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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