497 E State Rd 100, San Mateo, FL 32187 Property Records

Putnam County property record for 497 E State Rd 100, San Mateo, FL 32187

Property Summary

Property Type	Mobile Home
Details	2,568 sqft · built 2009
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Dec 2020)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-11-27-0000-0010-0029`

Property Details

APN / Parcel Number

Primary APN	`39-11-27-0000-0010-0029`
Alternative APN	`87963`

Interior

Building Area	2,568 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Lot Area	148,104 sqft (3.4 acres)
Porch	Screened/Unfinished Porch
Porch Area	240 sqft

Location & Zoning

Account Number	87963
Street Address	497 E STATE ROAD 100
City	SAN MATEO
State	FL
Zip	32187-2331
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF CLARKE & ATKINSON GRT OR476 P509 LOT 9 (MAP SHEET 39)
Legal Range	27E
Legal Township	11S
Legal Section	39
Legal Lot Number	9
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3029
Census Tract	951100

Owner

497 E State Rd 100, a mobile home, is owned and occupied by two individuals who bought it in December 2020.

Source: Putnam County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	497 E STATE ROAD 100, SAN MATEO, FL 32187-2331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Feb 5, 2015 · Amount on File
Deed Document Number	202022219
Deed Book / Page	1599 / 478
Prior Transfer Date	Jun 29, 2004
Prior Transfer Doc	0009900387
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 8, 2020
Property Address	497 E STATE ROAD 100, SAN MATEO, FL 32187-2331
Document Number	0015990478
Book / Page	1599 / 478
Instrument Date	Dec 7, 2020
Instrument	202054022219
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 432, SAN MATEO, FL 32187-0432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 637, BUNNELL, FL 32110-0637

Mortgage

Document Number	1599481
Date	Dec 8, 2020
Instrument	1599/481

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 497 E State Rd 100 was $2,282 with a homeowner's exemption.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,282.00 Homeowner's exemption	$156,970	$242,310 Land $61,200 Building $181,110
2023	$2,015.00 (+5.94%) Homeowner's exemption	$148,110 (+3%)	$236,520 (+25.75%) Land $40,800 Building $195,720
2022	$1,902.00 Homeowner's exemption	$143,800	$188,080 Land $27,200 Building $160,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 E State Rd 100 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 E State Rd 100 is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20