Tioga County and Spencer Town property record for 497 E Spencer Rd, Spencer, NY 14883
| Property Type | Mobile Home |
|---|---|
| Details | 924 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,000 (Sep 2003) |
| Tax Bill | $787 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 493489 59.00-1-13.232 |
| Primary APN | 493489 59.00-1-13.232 |
|---|---|
| Alternative APNs |
|
| Building Area | 924 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 188 ft Width |
| Porch | Slab |
| Porch Area | 96 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000001761 |
|---|---|
| Street Address | 497 E SPENCER RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9510 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 09-29-03 |
| Legal Block | 1 |
| Legal Lot Number | 13.232 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20701 |
497 E Spencer Rd, a mobile home, is owned and occupied by an individual who bought it in September 2003.
Source: Tioga County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 E SPENCER RD, SPENCER, NY 14883-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2003 · Amount on File |
| Deed Sale | Sep 29, 2003 · Amount on File |
| Deed Book / Page | 10168 / 5001 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 497 E Spencer Rd was $787 with a homeowner's exemption, down 38.6% from the year before.
Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Candor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $787.00 (-38.56%) Homeowner's exemption | ||
| 2025 | $1,281.00 | $34,000 Land $17,500 Building $16,500 | $48,571 Land $25,000 Building $23,571 |
| 2023 | $34,000 Land $17,500 Building $16,500 | $39,535 Land $20,349 Building $19,186 | |
| 2019 | $434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 E Spencer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 32 (1981–2018) |
| Claims Outside the SFHA | 7 of 32 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 E Spencer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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