497 E Gail Ln, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 497 E Gail Ln, Camp Verde, AZ 86322

Property Summary

Property TypeSingle Family Home
Details1,920 sqft · built 1981
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (May 2023)
Tax Bill$1,426 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN404-09-015

Property Details

APN / Parcel Number

Primary APN404-09-015
Alternative APNs
  • 4040901508
  • 404090158

Interior

Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
PorchOpen Porch
Porch Area741 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number404090158
Street Address497 E GAIL LN
CityCAMP VERDE
StateAZ
Zip86322-6413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE VERDE CLUB EST LOT 15
Legal SubdivisionLAKE VERDE CLUB EST
Legal Lot Number15
JurisdictionYAVAPAI AZ
Township / Civil DivisionCORDES LAKES-MAYER
Census Block Group2
Census Block2146
Census Tract1501

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address497 E GAIL LN, CAMP VERDE, AZ 86322-6413
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Warranty Deed, Transfer · VA Mortgage
E MORTGAGE CAPITAL INC
Jul 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2023 · Amount on File
Deed SaleMay 5, 2023 · Amount on File
Prior SaleMay 30, 2014 · Amount on File
Deed Document Number202319374
Prior Transfer DateMar 21, 2009
Prior Transfer Doc0004309316
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYAVAPAI AZ
Recording DateMay 5, 2023
Property Address497 E GAIL LN, CAMP VERDE, AZ 86322-6413
Document Number0000019374
Map ReferenceMB 6 PG 2
Instrument DateApr 7, 2023
Instrument2023-0019374
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7101 E JORDAN RANCH RD, PEARCE, AZ 85625-6120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address497 E GAIL LN, CAMP VERDE, AZ 86322-6413

Mortgage

Document Number0000019375
DateMay 5, 2023
Instrument2023-0019375
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address497 E GAIL LN, CAMP VERDE, AZ 86322-6413
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyGREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 E GAIL LN, CAMP VERDE, AZ 86322-6413

Mortgage

Document Number20210049347
DateJul 9, 2021
Instrument2021-0049347
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
Unified School DistrictCamp Verde Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$30,601 (+3.72%)$306,005 (+3.72%) Land $41,082 Building $264,923
2025$1,426.00 (+16.5%)$29,503 Land $3,854 Building $25,649$295,036 Land $38,543 Building $256,493
2022$1,224.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS LAKE VERDE WATER COMPANY
public/private · serves 169 people · EPA ID AZ0413038
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verde Valley Internet
Fixed Wireless
100 / 25
Bolt Internet
Fixed Wireless
50 / 10

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