497 E Cardinal Dr, Safford, AZ 85546 Property Records

Graham County property record for 497 E Cardinal Dr, Safford, AZ 85546

Property Summary

Property Type	Mobile Home
Details	2,176 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-13-061`

Property Details

APN / Parcel Number

Primary APN	`106-13-061`

Interior

Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	497 E CARDINAL DR
City	SAFFORD
State	AZ
Zip	85546-9358
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM NE COR OF THE SE4 SE4 SEC 8 T8S R26E TH S89D4559W ALONG E N LINE OF THE SE4 SE4 OF SAID SEC 671.95 TO THE POB TH S0D35 34E 375.45 TH S89D424W 580.01 TH N0D3534W 376.11 TO N LINE OF THE SE4 SE4 OF SEC 8 TH N89D4559E 580.01 TO THE P B. 106-13-007 N
Legal Range	26E
Legal Township	08S
Legal Section	08
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2008
Census Tract	961500

Owner

Source: Graham County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1443, SAFFORD, AZ 85548-1443
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU
Dec 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WASHINGTON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 6, 2017
Transfer Doc	0000005959
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	497 E CARDINAL DR, SAFFORD, AZ 85546-9358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005843
Date	Nov 6, 2020
Instrument	2020-05843

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAHAM AZ
Recording Date	Dec 26, 2017
Property Address	497 E CARDINAL DR, SAFFORD, AZ 85546-9358
Document Number	0000005959
Instrument Date	Nov 6, 2017
Instrument	2017-05959
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	STEWART TITLE & TRUST

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	811 W COURT ST S # W, W, SAFFORD, AZ 85546-2802

Mortgage

Document Number	0000005960
Date	Dec 26, 2017
Instrument	2017-05960

Lender

Name	WASHINGTON FCU
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2018

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$132,676 (+10.12%) Land $43,393 Building $89,283
2025	$1,215.00 (+13.76%)	$12,048 Land $3,599 Building $8,449	$120,478 Land $35,990 Building $84,488
2023	$1,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

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