497 E Bay Ave, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 497 E Bay Ave, Barnegat, NJ 08005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,556 sqft · built 2000
Lot Size0.151 acres (6,573 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Sep 2005)
Tax Bill$11,370 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN01-00262-0000-00007

Property Details

APN / Parcel Number

Primary APN01-00262-0000-00007
Alternative APN
  • 010026200007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,556 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area6,573 sqft (0.151 acres)
PorchEnclosed Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address497 E BAY AVE
CityBARNEGAT
StateNJ
Zip08005-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCM
Legal DescriptionIRR
Legal Block262
Legal Lot Number7
JurisdictionOCEAN NJ
Township / Civil DivisionBARNEGAT
Census Block Group1
Census Block1036
Census Tract734002

Owner

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address497 E BAY AVE, BARNEGAT, NJ 08005-2474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2005 · Amount on Record
Deed SaleSep 7, 2005 · Amount on Record
Prior SaleJan 22, 2001 · Amount on Record
Deed Document Number2005161371
Deed Book / Page12801 / 1007
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address497 E BAY AVE, BARNEGAT, NJ 08005-2474
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186320783
DateAug 16, 2021
Book Page18632/783
Instrument2021119964
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionBarnegat Township
Unified School DistrictBarnegat Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,800 (-) Land $123,000 Building $245,800$368,800 (-) Land $123,000 Building $245,800
2025$11,370.00 (+3.56%)$368,800 (-) Land $123,000 Building $245,800$368,800 (-) Land $123,000 Building $245,800
2024$10,979.00 (+5.68%)
2023$368,800 Land $123,000 Building $245,800$368,800 Land $123,000 Building $245,800
2022$10,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 208 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies267 units insured
incl. 59 condo units
Nearby Flood Claims313 (1981–2026)
Claims Outside the SFHA21 of 313
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 204 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims
  • Coastal Storms & Flooding, Mar 1984 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 92% of New Jersey
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARNEGAT TWP WATER SEWER
serves 20,000 people · EPA ID NJ1533001
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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