497 D St, Chula Vista, CA 91910 Property Records

San Diego County property record for 497 D St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 772 sqft · built 2024
Lot Size	0.172 acres (7,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,500 (Jan 2024)
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`565-131-12-00`

Property Details

APN / Parcel Number

Primary APN	`565-131-12-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	772 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	7,480 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	497 D ST
City	CHULA VISTA
State	CA
Zip	91910-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1/4 SEC 150 LOT 13 ELY 50 FT OF WLY 106 FT OF SLY 140 FT OF 10 AC TR 000505
Legal Subdivision	CHULA VISTA
Legal Tract	000505
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	12401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 D ST, CHULA VISTA, CA 91910-1640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage KRISTOF FAMILY TRUST OF 2004
Apr 10, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Jul 21, 2017	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	20249091
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	0000693339
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2024
Property Address	497 D ST, CHULA VISTA, CA 91910-1640
Document Number	0000009091
Map Reference	MAP 505
Instrument Date	Dec 7, 2023
Instrument	2024-0009091
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	497 D ST, CHULA VISTA, CA 91910-1640

Mortgage

Document Number	0000009092
Date	Jan 11, 2024
Instrument	2024-0009092

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	497 D ST, CHULA VISTA, CA 91910-1640
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 210235, CHULA VISTA, CA 91921-0235

Mortgage

Document Number	0000120347
Date	Feb 17, 2021
Instrument	2021-0120347

Lender

Name	KRISTOF FAMILY TRUST OF 2004
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2022

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2020
Property Address	497 D ST, CHULA VISTA, CA 91910-1640
Document Number	0000184074
Instrument Date	Mar 17, 2020
Instrument	184074
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount Recorded
Tax	$501.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 210235 CHULA VISTA CA 919210235, CHULA VISTA, CA 91921-0235

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	497 D ST, CHULA VISTA, CA 91910-1640
Document Number	0000328718
Map Reference	MAP505
Instrument Date	Jun 12, 2017
Instrument	2017-0328718
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TITLE 365 COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 D ST, CHULA VISTA, CA 91910-1640

Mortgage

Document Number	0000328719
Date	Jul 21, 2017
Instrument	2017-0328719

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,304 (+2%) Land $514,546 Building $175,758
2025	$8,072.00 (+38.27%)	$676,769 (+37.11%) Land $504,457 Building $172,312
2023	$5,838.00 (+2.96%)	$493,583 Land $367,911 Building $125,672
2022	$5,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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