497 Cox Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 497 Cox Rd, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2014
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2019)
Tax Bill	$3,047 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`00RDF81557`

Property Details

APN / Parcel Number

Primary APN	`00RDF81557`
Alternative APNs	`06-1109-13-1-02-01-0000` `R844547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Attic	Attic
Attic Area	180 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	173,804 sqft (3.99 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	120 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00RDF81557
Street Address	497 COX RD
City	BELGRADE
State	MT
Zip	59714-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S13, T02 N, R04 E, C.O.S. 2721F, PARCEL A, ACRES 3.99
Legal Range	04E
Legal Township	02N
Legal Section	13
Legal Subdivision	CERTIFICATE OF SURVEY N O 2721F
Legal Tract	A
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1158
Census Tract	1700

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 COX RD, BELGRADE, MT 59714-8059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
Sep 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20192664717
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	497 COX RD, BELGRADE, MT 59714-8059
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 COX RD, BELGRADE, MT 59714-8059

Mortgage

Document Number	0002764112
Date	Jan 11, 2022
Instrument	2764112

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	497 COX RD, BELGRADE, MT 59714-8059
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2725750
Date	Mar 25, 2021
Instrument	2725750

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 15, 2019
Property Address	497 COX RD, BELGRADE, MT 59714-8059
Document Number	2664717
Instrument Date	Nov 15, 2019
Instrument	2664717
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 COX RD, BELGRADE, MT 59714-8059

Mortgage

Document Number	2664718
Date	Nov 15, 2019
Instrument	2664718

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	497 COX RD, BELGRADE, MT 59714-8059
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	MTE MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2657474
Date	Sep 10, 2019
Instrument	2657474

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BELGRADE, MT 59714

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,047.00 (-35.93%)	$786,100 (-0.35%)	$786,100 (-0.35%) Land $486,111 Building $299,989
2023	$4,756.00	$788,900	$788,900 Land $375,936 Building $412,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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