Osage County property record for 497 Co Rd 712, Belle, MO 65013
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4,780 sqft · built 2020 |
| Lot Size | 75.6 acres (3,296,621 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,270 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-80-28-00-000-0005.00 |
| Primary APN | 17-80-28-00-000-0005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 4,780 sqft Adjusted Area |
| 1st Floor Area | 2,823 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Lot Area | 3,296,621 sqft (75.6 acres) |
| Garage Area | 480 sqft |
| Pool Area | 525 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 17802800000000500 |
|---|---|
| Street Address | 497 COUNTY ROAD 712 |
| City | BELLE |
| State | MO |
| Zip | 65013-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT E 1/2 SW 1/4 SEC 28 T42N R8W |
| Legal Range | 08W |
| Legal Township | 42N |
| Legal Section | 28 |
| Jurisdiction | OSAGE MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 490400 |
497 Co Rd 712, a rural home, is owner-occupied and held in a trust since February 2009.
Source: Osage County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 497 COUNTY ROAD 712, BELLE, MO 65013-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2009 |
| Transfer Doc | 0000000321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 497 COUNTY ROAD 712, BELLE, MO 65013-3227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 497 COUNTY ROAD 712, BELLE, MO 65013-3227 |
| Document Number | 556/7 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 556/7 |
| Instrument | 20202443 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 497 COUNTY ROAD 712, BELLE, MO 65013-3227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 544/135 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 544/135 |
| Instrument | 2020-0365 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 497 Co Rd 712 was $3,270.
Source: Osage County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Osage County |
| Unified School District | Maries County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,350 (-) | $431,077 (-) | |
| 2025 | $3,270.00 | $77,350 | $431,077 Land $19,972 Building $411,105 |
| 2023 | $2,916.00 | $70,090 | $390,209 Land $390,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Co Rd 712 in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 19 (1990–2017) |
| Claims Outside the SFHA | 14 of 19 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Co Rd 712 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Brightspeed DSL | 40 / 3 |
4G LTE (outdoors only), no 5G reported
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