497 Citrus Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 497 Citrus Ave, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 890 sqft · built 1947
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on Record
Last Sale	$429,000 (Apr 2006)
Tax Bill	$7,851 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-164-08-00`

Property Details

APN / Parcel Number

Primary APN	`625-164-08-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	890 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	497 CITRUS AVE
City	IMPERIAL BEACH
State	CA
Zip	91932-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6000
Legal Description	BLK A LOT 10 TR 002232
Legal Subdivision	SOUTH CORONADO
Legal Tract	002232
Legal Block	A
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	10501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	497 CITRUS AVE, IMPERIAL BEACH, CA 91932-1117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jan 27, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage LONGBRIDGE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2006 · Amount on Record
Deed Sale	Apr 12, 2006 · Amount on Record
Deed Document Number	2006255595
Last Transfer Date	Dec 23, 2020
Transfer Doc	0000064163
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	497 CITRUS AVE, IMPERIAL BEACH, CA 91932-1117
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 CITRUS AVE, IMPERIAL BEACH, CA 91932-1117

Mortgage

Document Number	0000573857
Date	Sep 28, 2020
Instrument	2020-0573857

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2021
Property Address	497 CITRUS AVE, IMPERIAL BEACH, CA 91932-1117
Document Number	0000064163
Instrument Date	Dec 23, 2020
Instrument	64163
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	497 CITRUS AVE IMPERIAL BEACH CA 919321117, IMPERIAL BEACH, CA 91932-1117

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	497 CITRUS AVE, IMPERIAL BEACH, CA 91932-1117
Document Number	0000573858
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 CITRUS AVE IMPERIAL BEACH CA 919321117, IMPERIAL BEACH, CA 91932-1117

Mortgage

Document Number	0000573858
Date	Sep 28, 2020
Instrument	573858

Lender

Name	LONGBRIDGE FIN'L
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.21%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,946 (+2%) Land $321,212 Building $276,734
2025	$7,851.00 (+13.82%) Homeowner's exemption	$586,222 (+4.04%) Land $314,914 Building $271,308
2023	$6,898.00 (+1.4%) Homeowner's exemption	$563,461 Land $302,687 Building $260,774
2022	$6,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	18 units insured incl. 4 condo units
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon, Wyyerd Connect.

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