Middletown City property record for 497 Chamberlain Rd, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1988 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,468 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:44 L:0219 |
| Primary APN | MTWN M:44 L:0219 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 4,885 sqft |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,716 sqft |
| Unfinished Basement | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R00772 |
|---|---|
| Street Address | 497 CHAMBERLAIN RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Lot Number | 219 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 680200 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 CHAMBERLAIN RD, MIDDLETOWN, CT 06457-5568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 497 CHAMBERLAIN RD, MIDDLETOWN, CT 06457-5568 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2003-720 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 2003/720 |
| Instrument | 3605910005 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 497 CHAMBERLAIN RD, MIDDLETOWN, CT 06457-5568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1903-380 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 1903/380 |
| Instrument | 3351690005 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,468.00 (+4.33%) | $245,210 (-) Land $74,210 Building $171,000 | $422,721 (+146.27%) |
| 2025 | $245,210 (-) Land $74,210 Building $171,000 | $171,647 Land $51,947 Building $119,700 | |
| 2024 | $9,075.00 (+4.51%) | $245,210 (-) Land $74,210 Building $171,000 | |
| 2023 | $8,683.00 (+5.65%) | $245,210 (+23.08%) Land $74,210 Building $171,000 | |
| 2022 | $8,219.00 | $199,230 Land $54,970 Building $144,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: GoNetspeed.
5G (outdoors only) and 4G LTE
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