Cherokee County property record for 497 Cabin Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 596 sqft Heated Area |
| Lot Size | 29,621 sqft (0.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $117,500 (2008) |
| Tax Bill | $769.00 (2025) |
| Primary APN | 454002568642000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 596 sqft Heated Area |
| Basement Area | 468 sqft Basement |
| Finished Basement | 468 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood Shingle Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 29,621 sqft (0.68 acres) |
| Depth X Width | 120 ft x 333 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Deck Area | 498 sqft Deck |
| Patio Area | 208 sqft Patio |
| Porch | Open Porch |
| Porch Area | 272 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 26380 |
|---|---|
| Street Address | 497 CABIN LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-9658 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 HIGH POINT SUB 1237/264 |
| Legal Subdivision | HIGH POINT SUB |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | HOTHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 454002568642000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 497 CABIN LN, MURPHY, NC 28906-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2008 · Amount on Record |
| Deed Sale | Jan 16, 2008 · Amount on Record |
| Deed Doc Number | 2008-0000305 |
| Deed Book / Page | 1311 / 0699 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 497 CABIN LN, MURPHY, NC 28906-9658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01568/0858 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 01568/0858 |
| Instrument | 04015 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2032 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 | $97,740 (-) | $97,740 (-) Land $10,000 Building $87,740 |
| 2023 | $97,740 | $97,740 Land $10,000 Building $87,740 |
497 Cabin Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 59th percentile of exposed land nationally · 81st in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 575 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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