497 Buck Ln, Temperance, MI 48182 Property Records

Monroe County property record for 497 Buck Ln, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Feb 2022)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-652-064-00`

Property Details

APN / Parcel Number

Primary APN	`02-652-064-00`
Alternative APN	`580265206400`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	497 BUCK LN
City	TEMPERANCE
State	MI
Zip	48182-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE MEADOWS PLAT TWO LOT 64
Legal Subdivision	VLG MEADOWS
Legal Lot Number	64
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1000
Census Tract	833200

Owner

Source: Monroe County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	497 BUCK LN, TEMPERANCE, MI 48182-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CU
Nov 4, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Deed Document Number	20223909
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 23, 2022
Property Address	497 BUCK LN, TEMPERANCE, MI 48182-4004
Document Number	0000003909
Map Reference	LB 21 PG 54
Instrument Date	Feb 22, 2022
Instrument	2022R03909
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 BUCK LN, 497, TEMPERANCE, MI 48182-4004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 BUCK LN, TEMPERANCE, MI 48182-4004

Mortgage

Document Number	0000004304
Date	Mar 2, 2022
Instrument	2022R04304

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	497 BUCK LN, TEMPERANCE, MI 48182-4004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 BUCK LN, TEMPERANCE, MI 48182-4004

Mortgage

Document Number	0000023723
Date	Nov 4, 2020
Instrument	2020R23723

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,500 (+31.91%)	$377,000 (+31.91%)
2025	$1,877.00 (-42.65%) Homeowner's exemption
2023	$3,273.00	$142,900	$285,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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