497 Bernal Ave, Livermore, CA 94551 Property Records

Alameda County property record for 497 Bernal Ave, Livermore, CA 94551

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,028 sqft · built 1955
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$334,500 (Dec 2010)
Tax Bill$5,964 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN98-350-7

Property Details

APN / Parcel Number

Primary APN98-350-7
Alternative APN
  • 098-0350-007-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,028 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Street Address497 BERNAL AVE
CityLIVERMORE
StateCA
Zip94551-6512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00006 BLK: 0003 TR: 1264
Legal Tract1264
Legal Block3
Legal Lot Number6
JurisdictionALAMEDA CA
Township / Civil DivisionLIVERMORE-PLEASANTON
Census Block Group1
Census Block1000
Census Tract451404

Owner

497 Bernal Ave is owned and occupied by two individuals who acquired it in February 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address497 BERNAL AVE, LIVERMORE, CA 94551-6512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2023Intrafamily Transfer, Transfer
Jan 6, 2017Deed of Trust, Mortgage · Line of Credit
UNCLE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2010 · Amount on File
Deed SaleDec 7, 2010 · Amount on File
Prior SaleJul 27, 2010 · Amount on File
Deed Document Number2010360587
Last Transfer DateFeb 13, 2023
Transfer Doc0000023152
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateFeb 24, 2023
Property Address497 BERNAL AVE, LIVERMORE, CA 94551-6512
Document Number0000023152
Map ReferenceMB 34 PG 70
Instrument DateFeb 13, 2023
Instrument2023023152
Transaction TypeTransfer
Record UpdatedMar 23, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address497 BERNAL AVE, LIVERMORE, CA 94551-6512

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address497 BERNAL AVE, LIVERMORE, CA 94551-6512
Document Number0000007956
Instrument DateJan 6, 2017
Transaction TypeMortgage
Record UpdatedFeb 6, 2017
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address497 BERNAL AVE LIVERMORE CA 945516512, LIVERMORE, CA 94551-6512

Mortgage

Document Number0000007956
DateJan 11, 2017
Instrument7956
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 10, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 497 Bernal Ave was $5,964 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityLivermore City
Unified School DistrictLivermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$430,097 (+0.37%) Land $131,064 Building $306,033
2025$5,964.00 Homeowner's exemption$428,527 Land $128,494 Building $300,033
2023$5,737.00 Homeowner's exemption$411,892 Land $123,506 Building $288,386$676,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 Bernal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 497 Bernal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - LIVERMORE
private · serves 60,414 people · EPA ID CA0110003
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionDec 2024
Also Mapped HereCITY OF LIVERMORE
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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