Macon County property record for 497 Bear Rdg Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1983 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Sep 2026) |
| Tax Bill | $956 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7507210076 |
| Primary APN | 7507210076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Utility Building | 1 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 135371 |
|---|---|
| Street Address | 497 BEAR RIDGE RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 8 BEAR RIDGE MTN DEV |
| Legal Subdivision | BEAR RIDGE MOUNTAIN DEVELOPMENT |
| Legal Lot Number | 8 |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970100 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 BEAR RIDGE RD, FRANKLIN, NC 28734-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Deed Document Number | 20266057 |
| Deed Book / Page | 44 / 2423 |
| Prior Transfer Date | Jan 12, 2011 |
| Prior Transfer Doc | 00E34/1017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 21, 2026 |
| Property Address | 497 BEAR RIDGE RD, FRANKLIN, NC 28734-1235 |
| Document Number | 0000006057 |
| Book / Page | 44 / 2423 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 20266057 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 BEAR RIDGE RD, FRANKLIN, NC 28734-1235 |
| Document Number | 0000006058, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20266058 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956.00 | $236,490 (+0.42%) Land $70,670 Building $165,820 | $236,490 (+0.42%) Land $70,670 Building $165,820 |
| 2025 | $956.00 (+1.27%) | $235,490 (+0.04%) Land $70,670 Building $164,820 | $235,490 (+0.04%) Land $70,670 Building $164,820 |
| 2023 | $944.00 | $235,390 Land $70,670 Building $164,720 | $235,390 Land $70,670 Building $164,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2009–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures