Onslow County property record for 497 Bear Creek Rd, Hubert, NC 28539
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1994 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $651 (2026) |
| Deeds & Mortgages | Jul 2023 Sale Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1309-39.1 |
| Primary APN | 1309-39.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 495707000 |
|---|---|
| Street Address | 497 BEAR CREEK RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-3409 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-20 |
| Legal Description | L2 EDNA FREDRICK HEIRS |
| Legal Subdivision | EDNA L FREDERICK HEIRS |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2802 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 497 BEAR CREEK RD, HUBERT, NC 28539-3409 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 12, 2023 | Warranty Deed, Transfer |
| Jul 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2023 |
| Transfer Doc | 0059960616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 12, 2023 |
| Property Address | 497 BEAR CREEK RD, HUBERT, NC 28539-3409 |
| Document Number | 0059970047 |
| Book / Page | 5997 / 47 |
| Map Reference | MB 47 PG 86 SL L-465 |
| Instrument Date | Jul 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 BEAR CREEK RD, HUBERT, NC 28539-3409 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 11, 2023 |
| Property Address | 497 BEAR CREEK RD, HUBERT, NC 28539-3409 |
| Document Number | 0059960616 |
| Book / Page | 5996 / 616 |
| Map Reference | MB 47 PG 86 SL L 465 |
| Instrument Date | Jul 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 BEAR CREEK RD, HUBERT, NC 28539-3409 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651.00 | $158,327 (+59.29%) Land $50,000 Building $108,327 | $158,327 (+59.29%) Land $50,000 Building $108,327 |
| 2025 | $651.00 | $99,397 (-) Land $40,000 Building $59,397 | $99,397 (-) Land $40,000 Building $59,397 |
| 2023 | $651.00 (+24.95%) | $99,397 (-) Land $40,000 Building $59,397 | $99,397 (-) Land $40,000 Building $59,397 |
| 2022 | $521.00 | $99,397 Land $40,000 Building $59,397 | $99,397 Land $40,000 Building $59,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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