497 560th St, Alta, IA 51002 Property Records

Buena Vista County property record for 497 560th St, Alta, IA 51002

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,566 sqft · built 1940
Lot Size	10.9 acres (474,804 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-400-005`

Property Details

APN / Parcel Number

Primary APN	`09-10-400-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,566 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	474,804 sqft (10.9 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	289 sqft
Patio Area	289 sqft
Shed	1 Shed
Shed Area	216 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	497 560TH ST
City	ALTA
State	IA
Zip	51002-7544
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10-91-38 ALTA NOKOMIS E 10.90 ACRES IN SE SE
Legal Subdivision	ALTA NOKOMIS
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	3
Census Block	3059
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 560TH ST, ALTA, IA 51002-7544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit CHEROKEE STATE BANK
Apr 19, 2007	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Recording Date	Apr 9, 2026
Property Address	497 560TH ST, ALTA, IA 51002-7544
Document Number	0000000812
Instrument Date	Apr 9, 2026
Instrument	2026812
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 560TH ST, ALTA, IA 51002-7544

Mortgage

Document Number	0000000812,
Date	Apr 9, 2026
Instrument	2026812

Lender

Name	CHEROKEE STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	497 560TH ST, ALTA, IA 51002-7544
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071118
Date	Apr 19, 2007
Instrument	071118

Lender

Name	USDA
Type	Government Agency
Address	URBANDALE, IA 50322

Agreement

Type	USDA Mortgage

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,500 (+9.39%) Land $21,000 Building $313,500	$334,500 (+9.39%) Land $21,000 Building $313,500
2025	$3,484.00 (-7.04%) Homeowner's exemption	$305,790 (+7.14%) Land $21,020 Building $284,770	$305,790 (+7.14%) Land $21,020 Building $284,770
2024	$3,748.00 (+32.53%)
2023		$285,420 (+35.6%) Land $15,250 Building $270,170	$285,420 (+35.6%) Land $15,250 Building $270,170
2022	$2,828.00 Homeowner's exemption Additional exemption filed	$210,490 Land $12,270 Building $198,220
2021			$210,490 Land $12,270 Building $198,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Northwest Communications Fixed Wireless	100 / 20
Evertek Fixed Wireless	50 / 5
T-Mobile Fixed Wireless	25 / 3

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