497 225th St, Tipton, IA 52772 Property Records

Cedar County property record for 497 225th St, Tipton, IA 52772

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1918
Lot Size13.6 acres (595,030 sqft)
OwnerIndividual on Record
Last Sale$230,000 (Oct 2015)
Tax Bill$3,944 (2024)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN002009022000050

Property Details

APN / Parcel Number

Primary APN002009022000050
Alternative APN
  • 02000200902200005000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
Basement Area676 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1918
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area595,030 sqft (13.6 acres)
Garage TypeMixed
Garage Area696 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area250 sqft
Patio Area434 sqft
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number02000200902200005000
Street Address497 225TH ST
CityTIPTON
StateIA
Zip52772-9274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL A SE NE
Legal Range04
Legal Township80
Legal Section02
JurisdictionCEDAR IA
Township / Civil DivisionCASS
Census Block Group4
Census Block4090
Census Tract450200

Owner

Source: Cedar County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address497 225TH ST, TIPTON, IA 52772-9274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Deed Document Number2015 3119
Deed Book / Page1287 / 332
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address497 225TH ST, TIPTON, IA 52772-9274
Transaction TypeMortgage
Record UpdatedJan 15, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1499/248
DateDec 18, 2019
Book Page1499/248
Instrument3947
Lender
NameHILLS BANK AND TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
Unified School DistrictTipton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$366,590 (+15.81%) Land $155,800 Building $210,790$366,590 (+15.81%) Land $155,800 Building $210,790
2024$3,944.00 (+46.94%)
2023$316,540 (+46.81%) Land $171,950 Building $144,590$316,540 (+46.81%) Land $171,950 Building $144,590
2022$2,684.00 Homeowner's exemption$215,610 Land $91,860 Building $123,750
2021$215,610 Land $91,860 Building $123,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mechanicsville Telephone Company
Fiber
1,000 / 250
Starlink
Satellite
280 / 30

May also be available: GigFire.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 225th St

Nearby Streets

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