4969 SW 40th St, Bell, FL 32619 Property Records

Gilchrist County property record for 4969 SW 40th St, Bell, FL 32619

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 520 sqft · built 1950
Lot Size	10 acres (435,600 sqft)
Owner	Owner Name on File
Tax Bill	$777 (2024)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-09-14-0000-0004-0010`

Property Details

APN / Parcel Number

Primary APN	`26-09-14-0000-0004-0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Porch
Porch Area	432 sqft
Deck Area	128 sqft
Patio Area	208 sqft
Lean-To	432 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Well

Location & Zoning

Street Address	4969 SW 40TH ST
City	BELL
State	FL
Zip	32619-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 OF W/2 OF NW/4 OF NW/4 85/635 205/123 205/124 213/209 UTIL EASEMENT 222/693 270/529 UTIL EASEMENT 276/148 2000/184 2001/4
Legal Range	14E
Legal Township	09S
Legal Section	26
Jurisdiction	GILCHRIST FL
Township / Civil Division	TRENTON
Census Block Group	1
Census Block	1005
Census Tract	950202

Owner

The current owner of 4969 SW 40th St acquired it in January 2011.

Source: Gilchrist County records, as of December 22, 2025

Owner of Record	Owner Name on File
Mailing Address	4969 SW 40TH ST, BELL, FL 32619-1715
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2011
Transfer Doc	0000000237
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILCHRIST FL
Property Address	4969 SW 40TH ST, BELL, FL 32619-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021000842
Date	Feb 27, 2017
Instrument	201721000842

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	24 Months
Due	Feb 26, 2019

Tax Assessment & Valuation

Source: Gilchrist County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gilchrist County
Unified School District	Gilchrist County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,087 (+2.9%)	$145,205 (+2.79%) Land $102,500 Building $42,705
2024	$777.00 Homeowner's exemption	$67,140	$141,259 Land $100,000 Building $41,259
2022	$677.00 Homeowner's exemption	$63,285	$94,769 Land $60,000 Building $34,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4969 SW 40th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1983–2020)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2020 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4969 SW 40th St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20