4969 Shell St, North Highlands, CA 95660 Property Records

Sacramento County property record for 4969 Shell St, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1948
Lot Size	0.174 acres (7,574 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Nov 2023)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`228-0242-007-0000`

Property Details

APN / Parcel Number

Primary APN	`228-0242-007-0000`
Alternative APN	`228-0242-033-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,574 sqft (0.174 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	22802420070000
Street Address	4969 SHELL ST
City	NORTH HIGHLANDS
State	CA
Zip	95660-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-10
Legal Description	MC CLELLAN GARDENS AMD, LOT 41
Legal Subdivision	MC CLELLAN GARDENS AMD
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1022
Census Tract	7413

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Nov 22, 2023	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 3, 2021	Grant Deed, Transfer · Commercial Mortgage CENTER STREET LENDING CORP
Apr 15, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NTHRN BK/DIXON
Nov 22, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY
Nov 22, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST NTHRN BK/DIXON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Nov 22, 2023
Deed Book / Page	20231122 / 331
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2023
Property Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Document Number	0000000330
Map Reference	MB 253 PG 2
Instrument Date	Nov 13, 2023
Instrument	202311220330
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2023
Property Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Document Number	0000000331
Map Reference	MB 253 PG 2
Instrument Date	Nov 13, 2023
Instrument	202311220331
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326

Mortgage

Document Number	0000000332
Date	Nov 22, 2023
Instrument	202311220332

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 3, 2021
Property Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Document Number	0000001087
Map Reference	MB 47 MAP 20
Instrument Date	Nov 30, 2021
Instrument	2021120301087
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 GOLDEN FOOTHILL PKWY, EL DORADO HILLS, CA 95762-9611

Mortgage

Document Number	0000001088
Date	Dec 3, 2021
Instrument	2021120301088

Lender

Name	CENTER STREET LENDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Document Number	2004231061
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6700 CEDAR GLEN WAY NEWCASTLE CA 956589600, NEWCASTLE, CA 95658-9600

Mortgage

Document Number	2004231061
Date	Apr 23, 2020
Instrument	2004231061

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2017
Property Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Document Number	1711221741
Instrument Date	Nov 17, 2017
Instrument	1711221741
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7177 STANFORD OAK DR SACRAMENTO CA 958422241, SACRAMENTO, CA 95842-2241

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2017
Property Address	4969 SHELL ST, NORTH HIGHLANDS, CA 95660-5326
Document Number	1711221742
Instrument Date	Nov 17, 2017
Instrument	1711221742
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	213 JUDAH ST ROSEVILLE CA 956782607, ROSEVILLE, CA 95678-2607

Mortgage

Document Number	1711221743
Date	Nov 22, 2017
Instrument	1711221743

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,918 (+2%) Land $124,848 Building $182,070
2025	$3,573.00 (+5.06%)	$300,900 (-15.71%) Land $122,400 Building $178,500
2024	$3,401.00 (-19.94%)
2023	$4,248.00 (+6.2%)	$357,000 Land $122,400 Building $234,600
2022	$4,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1986–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, unWired Broadband, Verizon.

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