Polk County property record for 4969 Deckside Loop, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,547 sqft · built 2022 |
| Lot Size | 0.308 acres (13,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Jun 2021) |
| Tax Bill | $6,752 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-10-280566-000120 |
| Primary APN | 24-29-10-280566-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,547 sqft Living Area |
| Gross Area | 3,285 sqft |
| 1st Floor Area | 2,547 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,430 sqft (0.308 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 481 sqft |
| Street Address | 4969 DECKSIDE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-5243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE HERITAGE PB 166 PGS 26-28 LOT 12 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | LAKESIDE HERITAGE |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 11834 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4969 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 25, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Dec 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2019 · Amount on Record |
| Deed Document Number | 2021165980 |
| Deed Book / Page | 11777 / 1919 |
| Prior Transfer Date | Jun 18, 2021 |
| Prior Transfer Doc | 0000165979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 4969 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Document Number | 0000165979 |
| Book / Page | 11777 / 1917 |
| Map Reference | MB 166 PG 26 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021165979 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 MIDFLORIDA DR STE 1, 1, LAKELAND, FL 33813-4925 |
| Name | Verified Name |
|---|---|
| Address | 639 MIDFLORIDA DR STE 1, 1, LAKELAND, FL 33813-4925 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 4969 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Document Number | 0000165980 |
| Book / Page | 11777 / 1919 |
| Map Reference | MB 166 PG 26 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021165980 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $623.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 MIDFLORIDA DR STE 1, 1, LAKELAND, FL 33813-4925 |
| Name | Verified Name |
|---|---|
| Address | 3520 CLEVELAND HEIGHTS BLVD APT 183, 183, LAKELAND, FL 33803-4947 |
| Document Number | 0117771921 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 11777/1921 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 4969 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Document Number | 0110852033 |
| Book / Page | 011085 / 002033 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 273204 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $497.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 639 MIDFLORIDA DR #1 LAKELAND FL 338134925, 1, LAKELAND, FL 33813-4925 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,643 (+2.7%) | $578,267 (+0.66%) Land $80,000 Building $498,267 | |
| 2025 | $6,752.00 (-4%) Homeowner's exemption | $562,457 (+5.99%) | $574,485 (+0.32%) Land $80,000 Building $494,485 |
| 2023 | $7,033.00 (+445.19%) Homeowner's exemption | $530,684 (+617.14%) | $572,668 (+673.88%) Land $78,000 Building $494,668 |
| 2022 | $1,290.00 | $74,000 Land $74,000 | $74,000 Land $74,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 9 (2006–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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