4969 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 4969 Calle Arquero, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 2001
Lot Size	0.158 acres (6,873 sqft)
Owner	Individual Name on File
Last Sale	$581,500 (Jul 2018)
Tax Bill	$7,354 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-431-50-00`

Property Details

APN / Parcel Number

Primary APN	`122-431-50-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,032 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,873 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4969 CALLE ARQUERO
City	OCEANSIDE
State	CA
Zip	92057-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 88 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3015
Census Tract	18619

Owner

4969 Calle Arquero is owned and occupied by an individual who bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · SBA Mortgage ETHAN W SMITH
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2018	Grant Deed, Transfer · ARM NEW PENN FINANCIAL LLC
Aug 1, 2017	Grant Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	2018302920
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0000033920
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000789778
Date	Nov 15, 2021
Instrument	2021-0789778

Lender

Name	ETHAN W SMITH
Type	Private Party
Address	1300 VIRGINIA DR STE 325, FORT WASHINGTON, PA 19034

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	108 Months
Due	Nov 12, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000639971
Date	Oct 20, 2020
Instrument	2020-0639971

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2018
Property Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000302920
Map Reference	MAP 13940
Instrument Date	Jun 29, 2018
Instrument	2018-0302920
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CALIF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000302921
Date	Jul 25, 2018
Instrument	2018-0302921

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	10.7%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2017
Property Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717
Document Number	0000346348
Map Reference	MAP13940
Instrument Date	Jun 30, 2017
Instrument	2017-0346348
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4969 CALLE ARQUERO, OCEANSIDE, CA 92057-2717

Mortgage

Document Number	0000346349
Date	Aug 1, 2017
Instrument	2017-0346349

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4969 Calle Arquero was $7,354.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,641 (+2%) Land $238,741 Building $422,900
2025	$7,354.00	$648,668 Land $234,060 Building $414,608
2023	$6,990.00 (+1.55%)	$623,481 Land $224,972 Building $398,509
2022	$6,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4969 Calle Arquero in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4969 Calle Arquero is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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