4969 Cagle Rd, Lula, GA 30554 Property Records

Hall County property record for 4969 Cagle Rd, Lula, GA 30554

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,918 sqft · built 2018
Lot Size	6.26 acres (272,686 sqft)
Owner	2 Individual Names on Record
Last Sale	$808,000 (Jan 2026)
Tax Bill	$6,998 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-084-000-018`

Property Details

APN / Parcel Number

Primary APN	`09-084-000-018`
Alternative APN	`23756`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,956 sqft Heated Area
1st Floor Area	1,842 sqft
2nd Floor Area	1,076 sqft
Basement Area	1,842 sqft
Finished Basement	1,842 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Rustic
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	272,686 sqft (6.26 acres)
Lot Dimensions	536 ft deep x 312 ft wide
Garage Area	688 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	648 sqft
Porch	Slab
Porch Area	390 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23756
Street Address	4969 CAGLE RD
City	LULA
State	GA
Zip	30554-2851
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR-1
Legal Description	CAGLE ROAD
Legal Subdivision	UV SAULS ESTATE
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	2
Census Block	2015
Census Tract	101

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4969 CAGLE RD, LULA, GA 30554-2851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Limited Warranty Deed, Transfer · VA Mortgage PREMIER MORTGAGE
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF CLARKE COUNTY
Apr 20, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Mar 11, 2025
Deed Book / Page	9784 / 502
Record Updated	Oct 29, 2026

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jan 9, 2026
Property Address	4969 CAGLE RD, LULA, GA 30554-2851
Document Number	0097840502
Book / Page	9784 / 502
Instrument Date	Dec 17, 2025
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 CAGLE RD, LULA, GA 30554-2851

Mortgage

Document Number	0009784505
Date	Jan 9, 2026
Instrument	9784/505

Lender

Name	PREMIER MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jul 25, 2023
Property Address	4969 CAGLE RD, LULA, GA 30554-2851
Document Number	0093410036
Book / Page	9341 / 36
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4969 CAGLE RD, LULA, GA 30554-2851

Mortgage

Document Number	0000934139
Date	Jul 25, 2023
Instrument	9341/39

Lender

Name	BANK OF CLARKE COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4969 CAGLE RD, LULA, GA 30554-2851
Document Number	0084860522
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4969 CAGLE RD LULA GA 305542851, LULA, GA 30554-2851

Mortgage

Document Number	0084860522
Date	May 12, 2020
Book Page	008486/000522

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HALL GA
Recording Date	Jan 7, 2019
Property Address	4969 CAGLE RD, LULA, GA 30554-2851
Document Number	0082040068
Book / Page	008204 / 000068
Instrument Date	Jan 4, 2019
Transaction Type	Construction Loan
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4969 CAGLE RD LULA GA 30554, LULA, GA 30554

Mortgage

Document Number	82040068
Date	Jan 7, 2019
Book Page	008204/000068

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,998.00 (+21.73%) Homeowner's exemption	$295,160 (+1.95%) Land $61,080 Building $234,080	$737,900 (+1.95%) Land $152,700 Building $585,200
2025	$5,749.00 (-7.23%) Homeowner's exemption	$289,520 (+21.63%) Land $61,080 Building $228,440	$723,800 (+21.63%) Land $152,700 Building $571,100
2023	$6,197.00 (+12.39%)	$238,040 (+17.35%) Land $37,120 Building $200,920	$595,100 (+17.35%) Land $92,800 Building $502,300
2022	$5,514.00	$202,840 Land $34,000 Building $168,840	$507,100 Land $85,000 Building $422,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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