49686 Gracechurch Rd, Macomb, MI 48044 Property Records

Macomb County property record for 49686 Gracechurch Rd, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,315 sqft · built 2013
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Trust Names on File
Last Sale	$57,700 (Oct 2013)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-19-401-008`

Property Details

APN / Parcel Number

Primary APN	`20-08-19-401-008`
Alternative APN	`0819401008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,315 sqft Living Area
1st Floor Area	1,611 sqft
Basement Area	1,611 sqft
Unfinished Basement	1,611 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	181 ft deep x 76 ft wide
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49686 GRACECHURCH RD
City	MACOMB
State	MI
Zip	48044-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED
Legal Description	WESTMINISTER SUB LOT 181 LIBER: 159 PGS: 44-58
Legal Subdivision	WESTMINISTER SUB
Legal Lot Number	181
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	3
Census Block	3025
Census Tract	224001

Owner

49686 Gracechurch Rd is owner-occupied and held in a trust since March 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	49686 GRACECHURCH RD, MACOMB, MI 48044-1529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013 · Amount on File
Deed Sale	Oct 11, 2013 · Amount on File
Deed Document Number	20133155672
Deed Book / Page	22478 / 386
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000039754
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 27, 2026
Property Address	49686 GRACECHURCH RD, MACOMB, MI 48044-1529
Document Number	2600039754
Book / Page	30632 / 420
Instrument Date	Mar 13, 2026
Instrument	202639754
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	49686 GRACECHURCH RD, MACOMB, MI 48044-1529

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49686 GRACECHURCH RD, MACOMB, MI 48044-1529
Document Number	0000020481
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49686 GRACECHURCH RD MACOMB MI 480441529, MACOMB, MI 48044-1529

Mortgage

Document Number	0000020481
Date	Mar 4, 2019
Book Page	025833/000243
Instrument	20481

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49686 Gracechurch Rd was $5,743 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,800 (+3.28%)	$547,600 (+3.28%)
2025	$5,743.00 Homeowner's exemption	$265,100	$530,200
2023		$230,300	$460,600
2022	$5,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49686 Gracechurch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49686 Gracechurch Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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