4968 Hwy 2, Malone, FL 32445 Property Records

Jackson County property record for 4968 Hwy 2, Malone, FL 32445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,388 sqft · built 1960
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Tax Bill	$799 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-7N-10-0000-0190-0000`

Property Details

APN / Parcel Number

Primary APN	`36-7N-10-0000-0190-0000`
Alternative APN	`10 N 736000001900000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	2,099 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	4968 HIGHWAY 2
City	MALONE
State	FL
Zip	32445-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1AC: BEGIN 420 FT E OF W SIDE OF SE1/4 OF SE1/4, GO N 210 FT E 210 FT, S 210 FT, W 210 FT ALONG N SIDE OF SR #2 TO POB.. ALSO: A 18 FT STRIP AS PER OR 248 P 522...OR 642 P 132 OR 663 P 869 OR 1651 P 684 OR 1796 P 685
Legal Range	10W
Legal Township	07N
Legal Section	36
Legal Lot Number	190
Jurisdiction	JACKSON FL
Township / Civil Division	MALONE
Census Block Group	3
Census Block	3024
Census Tract	210100

Owner

4968 Hwy 2 is owned and occupied by two individuals who acquired it in June 2023.

Source: Jackson County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4968 HIGHWAY 2, MALONE, FL 32445-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCE CU
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCE CU
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCE CU
Jun 26, 2023	Re-recorded Document
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2023
Transfer Doc	0017960685
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	4968 HIGHWAY 2, MALONE, FL 32445-3412
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 HIGHWAY 2, MALONE, FL 32445-3412

Mortgage

Document Number	0018910341
Date	Sep 15, 2025
Book Page	1891/341
Instrument	202532010444

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	4968 HIGHWAY 2, MALONE, FL 32445-3412
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 HIGHWAY 2, MALONE, FL 32445-3412

Mortgage

Document Number	0018120157
Date	Nov 17, 2023
Book Page	1812/157
Instrument	202332011589

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	4968 HIGHWAY 2, MALONE, FL 32445-3412
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017990679
Date	Jul 24, 2023
Book Page	1799/679
Instrument	202332007533

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	JACKSON FL
Recording Date	Jun 26, 2023
Property Address	4968 HIGHWAY 2, MALONE, FL 32445-3412
Document Number	0017960685
Book / Page	1796 / 685
Instrument Date	Jun 23, 2023
Instrument	202332006595
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 HW, MALONE, FL 32445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 HIGHWAY, MALONE, FL 32445-3412

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	May 28, 2020
Property Address	4968 HIGHWAY 2, MALONE, FL 32445-3412
Document Number	0016510684
Book / Page	001651 / 000684
Instrument Date	May 28, 2020
Instrument	32005243
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 HIGHWAY 2 MALONE FL 324453412, MALONE, FL 32445-3412

Tax Assessment & Valuation

The 2025 property tax bill for 4968 Hwy 2 was $799 with a homeowner's exemption, up 3.8% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00 (+3.77%) Homeowner's exemption	$100,348 (+2.9%)	$120,518 (-2.05%) Land $9,180 Building $111,338
2024	$770.00 (-26.94%) Homeowner's exemption	$97,520 (-19%)	$123,036 (+2.19%) Land $9,180 Building $113,856
2023	$1,054.00 (-15.75%)	$120,401 (+12.18%) Land $9,180 Building $111,221	$120,401 (+12.18%) Land $9,180 Building $111,221
2022	$1,251.00	$107,332 Land $8,640 Building $98,692	$107,332 Land $8,640 Building $98,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4968 Hwy 2 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4968 Hwy 2 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE, TOWN OF WATER SYSTEM serves 437 people · EPA ID FL1320440
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Nitrate not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: AT&T.

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