4968 Clear Spring Rd, Minnetonka, MN 55345 Property Records

Hennepin County property record for 4968 Clear Spring Rd, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 1,942 sqft · built 1957
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$313,500 (Dec 2016)
Tax Bill	$7,225 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-117-22-24-0035`

Property Details

APN / Parcel Number

Primary APN	`29-117-22-24-0035`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft
Basement Area	992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	38 ft deep x 91 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	4968 CLEAR SPRING RD
City	MINNETONKA
State	MN
Zip	55345-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 012 T GREEN VALLEY 2ND UNIT 91X38X163X102X178
Legal Range	22
Legal Township	117
Legal Section	29
Legal Quarter	24
Legal Subdivision	GREEN VALLEY 2ND UNIT
Legal Block	3
Legal Lot Number	12
Legal Unit	91
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3000
Census Tract	26205

Owner

4968 Clear Spring Rd is owned and occupied by two individuals who bought it in December 2016.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4968 CLEAR SPRING RD, MINNETONKA, MN 55345-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALERUS MTG
Dec 6, 2017	Loan Modification, Mortgage ALERUS FIN'L
Jan 3, 2017	Trustee's Deed, Construction Loan · Line of Credit ALERUS FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2016 · Amount on File
Deed Sale	Dec 8, 2016 · Amount on File
Prior Sale	Oct 7, 2011 · Amount on File
Deed Document Number	20165405433
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4968 CLEAR SPRING RD, MINNETONKA, MN 55345-3309
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 CLEAR SPRING RD, MINNETONKA, MN 55345-3309

Mortgage

Document Number	00T6188576
Date	Mar 5, 2026
Instrument	T6188576

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4968 CLEAR SPRING RD, MINNETONKA, MN 55345-3309
Document Number	0005740057
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4968 CLEAR SPRING RD MINNETONKA MN 553453309, MINNETONKA, MN 55345-3309

Mortgage

Document Number	0005740057
Date	Aug 26, 2020
Instrument	5740057

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	4968 CLEAR SPRING RD, MINNETONKA, MN 55345-3309
Document Number	0005499461
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4968 CLEAR SPRING RD MINNETONKA MN 553453309, MINNETONKA, MN 55345-3309

Mortgage

Document Number	0005499461
Date	Dec 18, 2017
Instrument	5499461

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Term	60 Months
Due	Dec 17, 2022

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 3, 2017
Property Address	4968 CLEAR SPRING RD, MINNETONKA, MN 55345-3309
Instrument Date	Dec 27, 2016
Instrument	5411907
Transaction Type	Construction Loan
Record Updated	Jan 8, 2019
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4968 CLEAR SPRING RD MINNETONKA MN 553453309, MINNETONKA, MN 55345-3309

Mortgage

Document Number	0005411907
Date	Jan 3, 2017
Instrument	5411907

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 2, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4968 Clear Spring Rd was $7,225.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,225.00	$527,200 Land $202,400 Building $324,800	$527,200 Land $202,400 Building $324,800
2023	$5,998.00 Homeowner's exemption
2022		$476,000 Land $202,400 Building $273,600	$476,000 Land $202,400 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4968 Clear Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4968 Clear Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks, T-Mobile.

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