4966 Lakeside Dr, Pinconning, MI 48650 Property Records

Bay County property record for 4966 Lakeside Dr, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft
Lot Size	0.202 acres (8,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jun 2020)
Tax Bill	$2,074 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`120-L05-000-015-00`

Property Details

APN / Parcel Number

Primary APN	`120-L05-000-015-00`

Interior

Full Baths	1 Bath
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Architectural Style	Ranch
Foundation Type	Raised
Lot Area	8,807 sqft (0.202 acres)
Lot Width	90 ft Width
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	4966 LAKESIDE DR
City	PINCONNING
State	MI
Zip	48650-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 & SLY 1/2 OF LOT 16. LAPAN SUB, L7/P4 BCR
Legal Subdivision	LAPAN SUB
Legal Lot Number	15-16
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3030
Census Tract	286300

Owner

Source: Bay County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4966 LAKESIDE DR, PINCONNING, MI 48650-9722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CREDIT UNION
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	20208497
Last Transfer Date	Jul 16, 2025
Transfer Doc	0000010084
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jul 6, 2026
Property Address	4966 LAKESIDE DR, PINCONNING, MI 48650-9722
Document Number	0000008836
Instrument Date	Jun 29, 2026
Instrument	20268836
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	4966 LAKESIDE DR, PINCONNING, MI 48650-9722

Mortgage

Document Number	0000008836,
Date	Jul 6, 2026
Instrument	20268836

Lender

Name	UNITED BAY COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4966 LAKESIDE DR, PINCONNING, MI 48650-9722
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107311
Date	Apr 19, 2021
Instrument	202107311

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 26, 2020
Property Address	4966 LAKESIDE DR, PINCONNING, MI 48650-9722
Document Number	0000008497
Instrument Date	Jun 25, 2020
Instrument	8497
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5884 WILLOWBRIDGE RD YPSILANTI MI 481977132, YPSILANTI, MI 48197-7132

Mortgage

Document Number	8498
Date	Jun 26, 2020
Instrument	8498

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,074.00 (+17.51%) Homeowner's exemption	$96,800 (+23%)	$193,600 (+23%)
2023		$78,700	$157,400
2022	$1,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	583.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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