4966 FM 1650, Gilmer, TX 75645 Property Records

Upshur County property record for 4966 FM 1650, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	2 ba · 2,036 sqft · built 1988
Lot Size	1.79 acres (78,364 sqft)
Owner	Company Name on File
Tax Bill	$2,645 (2026)
Deeds & Mortgages	Feb 2020 Reverse Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`298U-S02-000-057-1`

Property Details

APN / Parcel Number

Primary APN	`298U-S02-000-057-1`
Alternative APN	`70202`

Interior

Full Baths	2 Baths
Building Area	2,036 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,364 sqft (1.79 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	298U-S02-000-057-1
Street Address	4966 FM 1650
City	GILMER
State	TX
Zip	75645-8054
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A298 MCCARTER, WINSTON,TRACT 57-1, 1.799 ACRES & HOUSE
Legal Subdivision	WINSTON SURVEY A-298
Legal Tract	1-57
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2019
Census Tract	950301

Owner

4966 FM 1650, a rural home, is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: Upshur County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3104 CELEBRATION WAY, LONGVIEW, TX 75605-5185
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 18, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023
Deed Sale	Jul 18, 2023
Deed Document Number	20234464
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0201906669
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	4966 FM 1650, GILMER, TX 75645-8054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000679
Date	Feb 4, 2020
Instrument	202000679

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2021
Index	1-Year LIBOR

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Sep 18, 2019
Property Address	4966 FM 1650, GILMER, TX 75645-8054
Document Number	201906669
Instrument Date	Aug 22, 2019
Instrument	201906669
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3824 COUNTY ROAD 2617, 3824, CADDO MILLS, TX 75135-7305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4966 FM 1650, GILMER, TX 75645-8054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4966 FM 1650 was $2,645 with exemptions applied, up 353.7% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,645.00 (+353.69%) Homeowner's exemption Senior Citizen's exemption	$174,690 (+0.11%) Land $25,250 Building $149,440	$174,690 (+0.11%) Land $25,250 Building $149,440
2025	$583.00 Homeowner's exemption Senior Citizen's exemption	$174,490 Land $22,130 Building $152,360	$174,490 Land $22,130 Building $152,360
2023		$191,190 Land $50,630 Building $140,560	$191,190 Land $50,630 Building $140,560
2022	$1,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4966 FM 1650 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4966 FM 1650 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 1650

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