4966 Co Rd 656, Webster, FL 33597 Property Records

Sumter County property record for 4966 Co Rd 656, Webster, FL 33597

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1990
Lot Size	2.02 acres (88,122 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2023)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R11-004`

Property Details

APN / Parcel Number

Primary APN	`R11-004`
Alternative APNs	`112221R11004` `1071694`

Interior

Building Area	1,536 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,536 sqft
Utility Area	1,777 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Baked Enamel
Construction Type	Masonry / Concrete Block
Lot Area	88,122 sqft (2.02 acres)
Porch	Enclosed Porch
Porch Area	504 sqft

Location & Zoning

Street Address	4966 CR 656
City	WEBSTER
State	FL
Zip	33597-7377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF SW 1/4 OF SW 1/4 OF SW 1/4 LESS BEG AT SW COR THEREOF RUN N 66 FT S 86 DEG 23 MIN 37 SEC E 200 FT S 52.13 FT W 199. 62 FT TO POB LESS THE N 330 FT THEREOF
Legal Range	21E
Legal Township	22S
Legal Section	11
Jurisdiction	SUMTER FL
Township / Civil Division	BUSHNELL-CENTER HILL
Census Block Group	1
Census Block	1008
Census Tract	910601

Owner

4966 Co Rd 656 is owned and occupied by two individuals who bought it in July 2023.

Source: Sumter County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4966 CR 656, WEBSTER, FL 33597-7377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 25, 2023	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO
Mar 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Sep 28, 1999 · Amount on File
Deed Document Number	202328185
Deed Book / Page	4502 / 483
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	0033790709
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	4966 CR 656, WEBSTER, FL 33597-7377
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4966 CR 656, WEBSTER, FL 33597-7377

Mortgage

Document Number	0046090074
Date	Mar 6, 2024
Book Page	4609/74
Instrument	202460008293

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 25, 2023
Property Address	4966 CR 656, WEBSTER, FL 33597-7377
Document Number	0045020483
Book / Page	4502 / 483
Instrument Date	Jul 24, 2023
Instrument	202360028185
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4966 CR 656, WEBSTER, FL 33597-7377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4966 CR 656, WEBSTER, FL 33597-7377

Mortgage

Document Number	0004502485
Date	Jul 25, 2023
Instrument	4502/485

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 9, 2018
Property Address	4966 CR 656, WEBSTER, FL 33597-7377
Document Number	0033790709
Book / Page	003379 / 000709
Instrument Date	Mar 9, 2018
Instrument	60008139
Transaction Type	Transfer
Record Updated	Apr 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4966 CR 656 WEBSTER FL 335977377, WEBSTER, FL 33597-7377

Tax Assessment & Valuation

The 2025 property tax bill for 4966 Co Rd 656 was $3,266, up 6.3% from the year before.

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (+6.28%)	$268,490 Land $34,390 Building $234,100	$268,490 Land $34,390 Building $234,100
2024	$3,073.00 (+111.2%)
2023	$1,455.00 (+0.97%) Additional exemption filed	$171,180 (+3%)	$263,100 (-0.6%) Land $26,600 Building $236,500
2022	$1,441.00 Homeowner's exemption Widower's exemption	$166,200	$264,700 Land $22,600 Building $242,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4966 Co Rd 656 in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	23 (1995–2024)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 7 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4966 Co Rd 656 is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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