4965 Trailing Fox Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 4965 Trailing Fox Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 2005
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 2005)
Tax Bill	$4,936 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-000-191`

Property Details

APN / Parcel Number

Primary APN	`122-000-191`
Alternative APNs	`000000035527` `0000184528` `122 191`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,020 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000184528
Street Address	4965 TRAILING FOX DR
City	CUMMING
State	GA
Zip	30040-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	3-1 743 LT 12 FOX CHASE
Legal Subdivision	FOX CHASE
Legal Block	2
Legal Lot Number	12
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2006
Census Tract	130412

Owner

4965 Trailing Fox Dr is owned and occupied by two individuals who bought it in December 2005.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4965 TRAILING FOX DR, CUMMING, GA 30040-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2005 · Amount on File
Deed Sale	Dec 13, 2005 · Amount on File
Prior Sale	Oct 5, 2004 · Amount on File
Deed Book / Page	4086 / 461
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4965 TRAILING FOX DR, CUMMING, GA 30040-1103
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 TRAILING FOX DR, CUMMING, GA 30040-1103

Mortgage

Document Number	0103090000000118
Date	Aug 16, 2021
Book Page	0000010309/0000000118

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4965 TRAILING FOX DR, CUMMING, GA 30040-1103
Document Number	0094660076
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4965 TRAILING FOX DR CUMMING GA 300401103, CUMMING, GA 30040-1103

Mortgage

Document Number	0094660076
Date	Jul 16, 2020
Book Page	009466/000076

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4965 Trailing Fox Dr was $4,936 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,936.00	$237,040 Land $40,000 Building $197,040	$592,600 Land $100,000 Building $492,600
2023	$4,237.00 (-2.4%) Homeowner's exemption	$214,968 (+41.37%) Land $34,000 Building $180,968	$537,420 (+41.37%) Land $85,000 Building $452,420
2022	$4,341.00 Homeowner's exemption	$152,056 Land $24,000 Building $128,056	$380,140 Land $60,000 Building $320,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4965 Trailing Fox Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4965 Trailing Fox Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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