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4965 Spiral Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4965 Spiral Way, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,056 sqft · built 2005
Lot Size0.674 acres (29,359 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Dec 2001)
Tax Bill$1,474 (2025)
Flood ZoneZone AE (high risk)
APN08-25-31-4260-0001-033I

Property Details

APN / Parcel Number

Primary APN08-25-31-4260-0001-033I
Alternative APNs
  • 25310842600001033I
  • 90545

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,359 sqft (0.674 acres)
Lot Dimensions163 ft deep x 180 ft wide
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area325 sqft
Deck Area136 sqft
Shed1 Shed
Shed Area81 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4965 SPIRAL WAY
CitySAINT CLOUD
StateFL
Zip34771-7915
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR-1M
Legal DescriptionNEW MAP OF NARCOOSSEE W 80 FT OF E 1385 FT OF S 163 FT LOT 33 LESS EAS OVER N & S 20 FT AKA C-13 & WLY 20 FT OF C-12 & W 100 FT OF E 1305 FT OF S 163 FT OF LOT 33 LESS: ESMTS OVER NLY & SLY 20 FT
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block33I
Legal Lot Number33
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

4965 Spiral Way, a mobile home, is owned and occupied by an individual who acquired it in October 2012.

Source: Osceola County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address4965 SPIRAL WAY, SAINT CLOUD, FL 34771-7915
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2001 · Amount on File
Deed SaleDec 6, 2001 · Amount on File
Prior SaleMay 22, 1998 · Amount on File
Deed Book / Page1967
Last Transfer DateOct 27, 2012
Transfer Doc0043461799
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4965 Spiral Way was $1,474 with a homeowner's exemption, up 8.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,474.00 (+8.38%) Homeowner's exemption$95,870$157,600 Land $75,000 Building $82,600
2024$1,360.00 (+2.72%)
2023$1,324.00 (+6.6%) Homeowner's exemption$90,456 (+3%)$169,400 (+22.93%) Land $75,000 Building $94,400
2022$1,242.00 Homeowner's exemption$87,822$137,800 Land $66,600 Building $71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4965 Spiral Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4965 Spiral Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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