Burke County property record for 4965 Hilltop Dr, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,626 sqft · built 1973 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 2008) |
| Tax Bill | $1,530 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2771602428 |
| Primary APN | 2771602428 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Flooring | Carpet |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Canopy | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4965 HILLTOP DR |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 4965 HILL TOP DR HICKORY, NC 28602 |
| Legal Subdivision | HILL TOP SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | ICARD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21202 |
4965 Hilltop Dr is owned and occupied by two individuals who bought it in December 2008.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4965 HILLTOP DR, HICKORY, NC 28602-8545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2008 · Amount on File |
| Deed Sale | Dec 23, 2008 · Amount on File |
| Deed Document Number | 200814741 |
| Deed Book / Page | 1810 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4965 HILLTOP DR, HICKORY, NC 28602-8545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026090221 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 2609/221 |
| Instrument | 2022018495 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 4965 Hilltop Dr was $1,530, down 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,530.00 (-0.39%) | $212,322 (-) Land $5,040 Building $207,282 | $212,322 (-) Land $5,040 Building $207,282 |
| 2025 | $1,536.00 | $212,322 Land $5,040 Building $207,282 | $212,322 Land $5,040 Building $207,282 |
| 2023 | $1,543.00 | $212,322 Land $5,040 Building $207,282 | $212,322 Land $5,040 Building $207,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4965 Hilltop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4965 Hilltop Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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