Caldwell County property record for 4965 Helton Rd, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1971 |
| Lot Size | 0.462 acres (20,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Oct 2025) |
| Tax Bill | $2,478 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 57 1 44 |
| Primary APN | 08 57 1 44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 3,612 sqft |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 1,508 sqft |
| Unfinished Basement | 1,508 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,130 sqft (0.462 acres) |
| Lot Dimensions | 165 ft deep x 122 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 184447 |
|---|---|
| Street Address | 4965 HELTON RD |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2102 PG 318 YR 2024 ST 650.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31401 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 5, 2024 | Warranty Deed, Transfer |
| Oct 16, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 15, 2023 | Intrafamily Transfer, Transfer |
| Feb 15, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 202510112177 |
| Deed Book / Page | 2148 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 22, 2025 |
| Property Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Number | 0021480179 |
| Book / Page | 2148 / 179 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 10112177 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Number | 0010112178 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 10112178 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year CMT |
| Max Rate | 11.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 5, 2024 |
| Property Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Number | 0021020318 |
| Book / Page | 2102 / 318 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 10092621 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 16, 2023 |
| Property Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Number | 0020950399 |
| Book / Page | 2095 / 399 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 10089504 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1495 STILLVIEW LN, LINCOLNTON, NC 28092-6964 |
| Name | Verified Name |
|---|---|
| Address | 109 WHITE HALL LN, HUDSON, NC 28638-9504 |
| Document Number | 0010089505 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 10089505 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 15, 2023 |
| Property Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Number | 0020790102 |
| Book / Page | 2079 / 102 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 10082343 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1449 STILLVIEW LN, BOGER CITY, NC 28092-6964 |
| Name | Verified Name |
|---|---|
| Address | 3487 AUTUMN WOPD PKL, BROWN MOUNTAIN BEACH, NC 28645 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 15, 2023 |
| Property Address | 4965 HELTON RD, GRANITE FALLS, NC 28630-9603 |
| Document Number | 0020761751 |
| Book / Page | 2076 / 1751 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 10081349 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1178 CONFEDERATE RD, LINCOLNTON, NC 28092-9091 |
| Name | Verified Name |
|---|---|
| Address | 3487 AUTUMNWOOD PL # PI, PI, LENOIR, NC 28645-8602 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,478.00 (-16.82%) | $306,900 (-) Land $15,500 Building $291,400 | |
| 2025 | $2,979.00 (+110.23%) | $306,900 (+117.81%) Land $15,500 Building $291,400 | $306,900 (+117.81%) Land $15,500 Building $291,400 |
| 2024 | $1,417.00 (+6.22%) | ||
| 2023 | $140,900 (-) Land $15,500 Building $125,400 | $140,900 (-) Land $15,500 Building $125,400 | |
| 2022 | $1,334.00 | $140,900 Land $15,500 Building $125,400 | $140,900 Land $15,500 Building $125,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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