4965 Fair Oaks Blvd, Carmichael, CA 95608 Property Records

Sacramento County property record for 4965 Fair Oaks Blvd, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,125 sqft · built 1980
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,500 (Jun 1997)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`289-0092-002-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0092-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,125 sqft Living Area
Gross Area	4,465 sqft
1st Floor Area	2,834 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4965 FAIR OAKS BLVD
City	CARMICHAEL
State	CA
Zip	95608-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	25 MENLO HEIGHTS AMD MAP EXC POR DEEDED TO COUNTY R/W IN BK 5316/368
Legal Subdivision	MENLO HEIGHTS
Legal Lot Number	25
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5803

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4965 FAIR OAKS BLVD, CARMICHAEL, CA 95608-6050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3 FCU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 1997 · Amount on Record
Deed Sale	Jun 11, 1997 · Amount on Record
Prior Sale	Dec 15, 1995 · Amount on Record
Deed Book / Page	970611 / 1132
Prior Transfer Date	Sep 7, 1995
Prior Transfer Doc	9509001103
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4965 FAIR OAKS BLVD, CARMICHAEL, CA 95608-6050
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 FAIR OAKS BLVD, CARMICHAEL, CA 95608-6050

Mortgage

Document Number	0000000878
Date	Apr 26, 2021
Instrument	202104260878

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	May 1, 2024
Min Rate At Change	1.75%
Max Rate At Change	6.75%
Max Rate	6.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4965 FAIR OAKS BLVD, CARMICHAEL, CA 95608-6050
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 FAIR OAKS BLVD, CARMICHAEL, CA 95608-6050

Mortgage

Document Number	4260000000878
Date	Apr 26, 2021
Book Page	20210426/878

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	May 1, 2024
Min Rate At Change	1.75%
Max Rate At Change	6.75%
Max Rate	6.75%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,026 (+2%) Land $228,740 Building $138,286
2025	$4,343.00 (+0.95%)	$359,830 (+4.02%) Land $224,255 Building $135,575
2024	$4,302.00 (+2.75%)
2023	$4,187.00 (+0.58%)	$345,909 Land $215,548 Building $130,361
2022	$4,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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